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OFFICE DES PROPRIETAIRES WALLONIE

Active
Private limited companyfounded 1987active for 38 yearsVilain XIIII-straat 53-55, 1000 Brussel, BelgiumKBO/BCE: BE 0432.691.858
Summary

The computed 12-month bankruptcy probability of OFFICE DES PROPRIETAIRES WALLONIE is 3.0% (moderate). The 2024 annual accounts show equity of €2.3m and a net result of -€1.2m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 4,855 sector peers (NACE 68, financial year 2024). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Real estate agency activities
NACE 68310
12 sites
Size
€2.8mtotal assets 2024
Staff
20.4 FTE
Equity
€2.3m
Loss
-€1.2m
Total assets +87%: merger
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.0%
Structure
Parent
EMERIA BELGIUM · 100%
Auditor: BRUNO VANDENBOSCH, REVISEUR D’ENTREPRISESAccounts 70 days overdue1 of 30 deeds read
Why 52raises riskLiquidity: current ratio 1.15, cash €25,384Loss of €1.2m, the second in a row (financial year 2024)1 financial year not filed after the legal deadline; latest accounts 109 days late; 3 of the last 3 latelowers riskFounded in 1987Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 58% of its sector peers (NACE 68, small)
Financial strength · tick = 2023
Average
Solvency 100+100
equity 81.5% of total assets
Liquidity 46+42
short-term debt 18.4% · cash 0.9%
Profitability 0=
return on assets -42.3%
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,971 companies, NACE 68, small)
Last 24 months 11-2024: 7.6% 12-2024: 7.6%● unchanged vs 11-2024 01-2025: 7.6%● unchanged vs 12-2024 02-2025: 7.7%▲ +0.1 percentage points vs 01-2025 03-2025: 7.5%▼ -0.2 percentage points vs 02-2025 04-2025: 7.5%● unchanged vs 03-2025 05-2025: 7.2%▼ -0.3 percentage points vs 04-2025 06-2025: 7.7%▲ +0.5 percentage points vs 05-2025 07-2025: 7.8%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 7.1%▼ -0.7 percentage points vs 07-2025 09-2025: 6.9%▼ -0.2 percentage points vs 08-2025 10-2025: 5.9%▼ -1.0 percentage point vs 09-2025 11-2025: 6.0%▲ +0.1 percentage points vs 10-2025 12-2025: 2.2%▼ -3.8 percentage points vs 11-2025 01-2026: 2.1%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 2.1%● unchanged vs 01-2026lowest value 03-2026: 2.3%▲ +0.2 percentage points vs 02-2026 04-2026: 2.4%▲ +0.1 percentage points vs 03-2026 05-2026: 2.3%▼ -0.1 percentage points vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 2.7%▲ +0.4 percentage points vs 07-2026 09-2026: 2.6%▼ -0.1 percentage points vs 08-2026 10-2026: 3.0%▲ +0.4 percentage points vs 09-2026
Credit of up to €110,000 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.15, compared with 0.21 in 2023; short-term debt: 18.4% and cash: 0.9% of total assets), and 18.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 92% on solvency, 43% on liquidity, 1% on profitability and 97% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk
lowers risk · Founded in 1987
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.15, cash €25,384
NBB · annual accounts
raises risk · Loss of €1.2m, the second in a row (financial year 2024)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 109 days late; 3 of the last 3 late
NBB · filings
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-11-2025, 109 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
109 days late
2023
64 days late
2022
32 days late
2021
11 days late
2020
4 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 32 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: NEAR CONSULT SRL (director)Appointments: RUYSEN CONSULT BV (director)…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Weakest financial yearnet -€1.2m

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2024 -€1.2m View
  • Caution: Among the weakest 5% on net resultsector median €11,065 · 4,868 companies -€1.2m View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Caution: Board changedlatest change 31-12-2025 · 1 in office 1 joined · 1 left View
  • Result fell in 2024merger with TREVI SERVICES-GROUPE IMMOBILIER DE SERVICES ▼ 70.5% View
  • 2 restructurings since 2024latest: merger with P.G.I. EXPERT 2 View
  • Controlled by EMERIA BELGIUMultimately: EMERIA Europe SAS 100% View

By topic

Financials

Financial year
2024
Total assets
€2.8m
Loss
-€1.2m
Solvency
81.5%
Total assets▲ 87.3%
Net result
20192024
Go to Financials

Board & ownership

Board
1 member
Parent
EMERIA BELGIUM · 100%
Auditor
BRUNO VANDENBOSCH, REVISEUR D’ENTREPRISES
  • Ruysen ConsultDirector
Go to Board & ownership

Network & group

Group
EMERIA Europe SAS
Connected companies
22
Mergers and contributions
8
Go to Network & group

Timeline

Events
39
Since
1990
  1. 31-12-2024Liquidity more than 5 times
  2. 31-12-2024Equity above €2m
  3. 03-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
12
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
10-12-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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