Equity
€1.1m ▲ 1.3%
ABACUS paid out €41,650 in dividends. That is 75% of the 2025 profit.
ABACUS
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €140,821 (2015)
€103,614▼ 11.0%
lowest -€28,467 (2023)
€55,749▼ 13.4%
peak €1.1m (2025)
€1.1m▲ 1.3%
€59,253▲ 365%
peak 0.2 FTE (2012)
0 FTE
Board4 names since 2020
4 directorsAnna Maria CAERTS and 3 others
Documentsfilings and deeds
31-07-2026on the last day
2025financial year
Dividend €41,650Debts from €12,730 to €59,253Investments €125,437Cash from €79,731 to €38,081
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The accounts state no turnover.
Investments
€151,121 2.8 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 22.5% higher than in 2024.
Filings
38 annual accounts since 1988
Eight of the last ten came late. The 2019 accounts came latest: 91 days after the end of the period.
Board
1 joined · 1 left
Board changed. Latest change 30-06-2026 · 3 in office.
Position in the sector
94.9%
Higher solvency than 91% of companies in office administrative support. Sector median 45.4% · 1,168 companies.
Checked score
94
Excellent
Financially stronger than 56% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025highest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 11.83, cash €38,081, halved
lowers risk
Size: total assets €1.2m
Equity €1.1m (94.9% of total assets)
Founded in 1987
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 47% on liquidity, 45% on profitability and 43% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as ABACUS has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ABACUS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for ABACUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.83, above the usual 1.5. Short-term debt is 5% and cash 3.3% of total assets. 5.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 days late
2023
30 days late
2022
25 days late
2021
4 days early
2020
31 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0430809662
2 directors appointed, 1 resignation, 2 reappointments
Reappointments: Anna Maria CAERTS and Jan-Willem VAN HOOF · Appointments: Willem VAN HOOF and Anna Maria CAERTS (chair and managing director) · Resignation: Michiel VAN HOOF · General meeting of 30-06-2026 · Gazette deed
3 directors appointed
Anna Maria CAERTS (chair and managing director), Jan-Willem VAN HOOF and Michiel VAN HOOF · General meeting of 07-09-2020 · Gazette deed
First establishment
Kerkstraat 13, Hechtel-Eksel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ABACUS Hechtel-Eksel | €1.2m | €103,614 | 94.9% | 0 |
| FAMARO Tongeren-Borgloon | €1.2m | €190,250 | 89.3% | 0 |
| Het Griffeltje Merksplas | €1.2m | €131,970 | 87.0% | 0 |
| TOFF Gingelom | €0.8m | €180,639 | 63.0% | 0.1 |
| SSE-BSJ Genk | €0.9m | €93,116 | 22.5% | 1 |
| INTERNATIONAAL MARKETING EN ADVIESBUREAU Hamme (Vl.) | €0.7m | €65,587 | 17.7% | 0 |
| I.C.S. BUROSERVICE Poperinge | €0.8m | €138,573 | 99.7% | 0.8 |
These companies have the same main activity as ABACUS: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €667,000 and €1.2m, founded between 1987 and 2001.
Official details
Source: KBO- Status
- Active since 27-03-1987Normal situation
- Activity
- Office administrative and support servicesNACE 82100
- Establishment unit
- 2.031.631.9403940 Hechtel-Eksel, since 05-05-1987
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €1.2m▲ 5.5%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on ABACUS
ABACUS has existed since 1987. The gross margin grew from €72,160 in 2006 to €103,614 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ABACUS
- What is the company number of ABACUS?
- The company number of ABACUS is 0430.809.662. The VAT number is the same number with BE in front: BE 0430.809.662.
- Where is ABACUS based?
- The registered office is at Kerkstraat 13, 3940 Hechtel-Eksel.Company details
- What does ABACUS do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of ABACUS?
- ABACUS is a public limited company (NV).
- When was ABACUS founded?
- ABACUS was founded on 27-03-1987.
- Is ABACUS still active?
- Yes, ABACUS is an active enterprise in the KBO register.
- How many employees does ABACUS have?
- ABACUS had an average of 0.2 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of ABACUS?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €103,614 and 58 comparable companies (NACE 82). It probably lies between €130,000 and €290,000.
- Is ABACUS profitable?
- In financial year 2025, ABACUS made a profit of €55,749.
- Where can I find the annual accounts of ABACUS?
- ABACUS filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ABACUS due?
- ABACUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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