Liquidity
19.16 was 8.93 in 2024
Short-term debts fell from €27,141 to €14,080.
Zussen Feyaerts
Lifetime
19 annual accounts with figures on one time axis, 40 filings since 1985peak €304,556 (2018)
€61,066▲ 16.9%
lowest -€28,358 (2020)
€27,223▲ 77.4%
peak €428,043 (2025)
€428,043▲ 6.8%
€14,080▼ 48.1%
peak 5.9 FTE (2009)
-not published
Board2 names since 2021
2 directorsFEYAERTS Christel and 1 other
Documentsfilings and deeds
01-06-202629 days before the deadline
2025micro format
Gross margin from €52,224 to €61,066Result from €15,344 to €27,223Debts from €27,141 to €14,080Cash from €26,696 to €9,522
Key points
from the 2025 annual accountsFilings
40 annual accounts since 1985
The last five annual accounts were filed 20 to 33 days before the end of the period.
Position in the sector
96.8%
Higher solvency than 95% of companies in personal services. Sector median 26.9% · 5,752 companies.
Checked score
96
Excellent
Financially stronger than 65% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 19.16, cash €9,522, halved
lowers risk
Founded in 1985
Figures for financial year 2025 (filed on 02-06-2026)
Equity €428,043 (96.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 55% on liquidity, 60% on profitability and 53% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-11-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as Zussen Feyaerts has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Zussen Feyaerts itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Zussen Feyaerts. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 19.16 (8.93 in 2024), above the usual 1.5. Short-term debt is 3.2% and cash 2.2% of total assets. 3.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €428,043
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 01-06-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
33 days early
2023
20 days early
2022
24 days early
2021
20 days early
2020
15 days early
2019
33 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. The company usually files around 6 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today30-11-2026 year end30-06-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0426907094
2 directors resigning, 2 reappointments
Resignations: FEYAERTS Viviane and FEYAERTS Christel · Reappointments: FEYAERTS Viviane (director) and FEYAERTS Christel (director) · General meeting of 30-11-2023 · Gazette deed
Incorporation
published on 20-02-1985 · Gazette deed
First establishment
Werchtersesteenweg 124, Haacht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Zussen Feyaerts Haacht | €442,123 | €61,066 | 96.8% | - |
| BEGRAFENISSEN VAN HARNEVELDT Antwerp | €425,982 | €83,649 | 38.0% | - |
| LEEMANS Hamme (Vl.) | €344,211 | €69,902 | 60.3% | 1.8 |
| MALBRANCKE Ghent | €568,235 | €69,204 | 46.1% | - |
| TRANSVAN Nazareth-De Pinte | €431,318 | €42,939 | 63.2% | - |
| Rouwcentrum De Hertogh Grimbergen | €368,728 | €69,173 | 35.5% | 0 |
| FAMILY ASSISTANCE Zaventem | €357,908 | €54,364 | 25.7% | - |
These companies have the same main activity as Zussen Feyaerts: funeral services (NACE 96301). They are comparable in size and age: total assets between €344,000 and €568,000, founded between 1968 and 1997.
Official details
Source: KBO- Status
- Active since 01-01-1985Normal situation
- Activity
- Funeral servicesNACE 96301
- Joint committee
- 320Funeral directors · annual accounts 30-11-2025
- Establishment unit
- 2.026.625.6513150 Haacht, since 01-01-1985
- Financial year end
- 30 November
- Peppol
- Reachable since 29-09-2025
Annual accounts to 30-11-2025
- ≈ €160,000estimated
- €442,123▲ 3.3%
- ≈ 0.3 FTEestimated
- Filing
- Filed on 01-06-2026, 29 days before the end of the filing period
Insights on Zussen Feyaerts
Zussen Feyaerts files the micro format. That format states no turnover. The gross margin fell from €88,751 in 2006 to €61,066 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Zussen Feyaerts
- What is the company number of Zussen Feyaerts?
- The company number of Zussen Feyaerts is 0426.907.094. The VAT number is the same number with BE in front: BE 0426.907.094.
- Where is Zussen Feyaerts based?
- The registered office is at Werchtersesteenweg 124, 3150 Haacht.Company details
- What does Zussen Feyaerts do?
- According to the KBO register, the main activity is funeral services (NACE 96301).
- What is the legal form of Zussen Feyaerts?
- Zussen Feyaerts is a private limited company (BV).
- When was Zussen Feyaerts founded?
- Zussen Feyaerts was founded on 01-01-1985.
- Is Zussen Feyaerts still active?
- Yes, Zussen Feyaerts is an active enterprise in the KBO register.
- How many employees does Zussen Feyaerts have?
- Zussen Feyaerts had an average of 0.5 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- Which joint committee does Zussen Feyaerts fall under?
- In its 30-11-2025 annual accounts, Zussen Feyaerts states joint committee 320 (Funeral directors).
- What is the turnover of Zussen Feyaerts?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €61,066 and 36 comparable companies (NACE 96). It probably lies between €110,000 and €200,000. In financial year 2019 turnover was €123,772.
- Is Zussen Feyaerts profitable?
- In financial year 2025, Zussen Feyaerts made a profit of €27,223.
- Where can I find the annual accounts of Zussen Feyaerts?
- Zussen Feyaerts filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Zussen Feyaerts due?
- Zussen Feyaerts must file the annual accounts for financial year 2026 by 30-06-2027.Timeline
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