Turnover
≈ €270,000 estimated
The abbreviated format states no turnover.
WOONBUREAU
Lifetime
19 annual accounts with figures on one time axis, 46 filings since 1978peak €525,932 (2016)
€182,035▼ 17.7%
lowest -€6,848 (2025)
-€6,848▼ €25,448
peak €1.8m (2018)
€1.7m▼ 0.4%
€437,386▲ 9.2%
peak 3.9 FTE (2024)
3.8 FTE▼ 2.6%
Board2 names since 2019
1 directorB&J Invest
Owners
87.5%B&J Invest
Documentsfilings and deeds
30-10-20251 day before the deadline
2025abbreviated format
Gross margin from €221,163 to €182,035Loss of €6,848Cash from €19,992 to €83,085
Key points
from the 2025 annual accountsFilings
46 annual accounts 9 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Position in the sector
77.0%
Higher solvency than 83% of companies in real estate. Sector median 30.7% · 11,299 companies.
Checked score
86
Excellent
Financially stronger than 53% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.2%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%▼ -0.1 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.2 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2025 (filed on 30-10-2025)
Liquidity: current ratio 5.28, cash €83,085
lowers risk
Equity €1.7m (77.0% of total assets)
Founded in 1976
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 60% on liquidity, 20% on profitability and 43% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as WOONBUREAU has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of WOONBUREAU itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for WOONBUREAU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.28 (6.61 in 2024), above the usual 1.5. Short-term debt is 13.5% and cash 3.8% of total assets. 23% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
1 day early
2024
1 day early
2023
on the day
2022
30 days late
2021
3 days late
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 10 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- B&J Invest 87.5%equity €2.7m (2025) · 30-09-2025 annual accounts of B&J Invest
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0416312122
1 director resigning, 1 reappointment
Resignation: B&J INVEST · Reappointment: B&J INVEST (director) · Permanent representative: VAN BUYNDER Filip · General meeting of 03-07-2020 · Gazette deed
2 directors reappointed
Sarah Tempelaere and BVBA B&J Invest (managing director) · Permanent representative: Filip Van Buynder · General meeting of 30-09-2019 · Gazette deed
First establishment
Pr. Thuysbaertlaan 12, Lokeren
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WOONBUREAU Lokeren | €2.2m | €182,035 | 77.0% | 3.8 |
| WALDER DEVELOPMENT Deinze | €2.8m | €141,287 | 28.0% | 3.1 |
| Immobiliën De Pauwhoek Oostrozebeke | €2.2m | €371,405 | 97.7% | 3.7 |
| DS Lokeren | €2.3m | €317,107 | 98.5% | 2.2 |
| BEERVELDE ENTERPRISES Lochristi | €5.1m | €275,466 | 98.8% | 3.7 |
| IMMO-RENAITRA Ronse | €2.7m | €95,811 | 4.9% | 2.1 |
| ORTHO CONSTRUCT Leuven | €3.3m | €198,362 | 48.0% | 2.4 |
These companies have the same main activity as WOONBUREAU: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €2.2m and €5.1m, founded between 1968 and 1990.
Official details
Source: KBO- Status
- Active since 09-07-1976Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 6 others
- Joint committees
- 200Auxiliary committee for white-collar workers
- 100Auxiliary committee for blue-collar workers · annual accounts 31-03-2023
- Establishment unit
- 2.012.501.2639160 Lokeren, since 24-07-1976
- Financial year end
- 31 March
- Peppol
- Reachable since 21-10-2026
Annual accounts to 31-03-2025
- €2.2m▲ 1.2%
- Employeeson 31-03-2025
- 4=
- Filing
- Filed on 30-10-2025
Insights on WOONBUREAU
WOONBUREAU files the abbreviated format. That format states no turnover. The gross margin fell from €201,580 in 2007 to €182,035 in 2025.
B&J Invest holds 87.5% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WOONBUREAU
- What is the company number of WOONBUREAU?
- The company number of WOONBUREAU is 0416.312.122. The VAT number is the same number with BE in front: BE 0416.312.122.
- Where is WOONBUREAU based?
- The registered office is at Pr. Thuysbaertlaan 12, 9160 Lokeren.Company details
- What does WOONBUREAU do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of WOONBUREAU?
- WOONBUREAU is a public limited company (NV).
- When was WOONBUREAU founded?
- WOONBUREAU was founded on 09-07-1976.
- Is WOONBUREAU still active?
- Yes, WOONBUREAU is an active enterprise in the KBO register.
- How many employees does WOONBUREAU have?
- WOONBUREAU had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does WOONBUREAU fall under?
- In its 31-03-2023 annual accounts, WOONBUREAU states joint committees 200 (Auxiliary committee for white-collar workers) and 100 (Auxiliary committee for blue-collar workers).
- What is the turnover of WOONBUREAU?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €182,035 and 31 comparable companies (NACE 68201). It probably lies between €200,000 and €360,000.
- Is WOONBUREAU profitable?
- In financial year 2025, WOONBUREAU made a loss of €6,848.
- Where can I find the annual accounts of WOONBUREAU?
- WOONBUREAU filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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