Equity
€1.4m ▲ 1.1%
Schakel has made a profit without a break since 2021.
Schakel
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €1.2m (2017)
€82,249▼ 13.4%
lowest -€46,904 (2010)
€15,249▼ 36.0%
peak €1.4m (2025)
€1.4m▲ 1.1%
€29,454▼ 4.2%
Board3 names since 2021
3 directorsPeeters Freia and 2 others
Documentsfilings and deeds
18-06-202643 days before the deadline
2025micro format
Turnover from €133,337 to €112,595Gross margin from €94,944 to €82,249Result from €23,816 to €15,249
Key points
from the 2025 annual accountsPayment terms
125 days to suppliers
Schakel pays its suppliers 38 days earlier than in 2024. Customers pay 33 days later.
Filings
49 annual accounts since 1977
The last five annual accounts were filed 31 to 43 days before the end of the period.
Checked score
95
Excellent
Financially stronger than 57% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: turnover €112,595, total assets €1.7m
Founded in 1973
Equity €1.4m (83.3% of total assets)
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 47% on liquidity, 63% on profitability and 36% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as Schakel has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Schakel itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for Schakel. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.02 (11.33 in 2024), above the usual 1.5. Short-term debt is 1.1% and cash 2.4% of total assets. 16.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 days early
2024
34 days early
2023
31 days early
2022
35 days early
2021
35 days early
2020
37 days early
2019
33 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 35 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0413897020
Changes of role: Peeters René, Peeters Freia and Peeters Katleen
General meeting of 22-03-2021 · Gazette deed
First establishment
Gentbruggekouter 23, Ghent
Official details
Source: KBO- Status
- Active since 29-12-1973Normal situation
- Activity
- “Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met…” (deed in Dutch)From the articles, 10 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.009.360.6419050 Ghent, since 01-01-1974
- Financial year end
- 31 December
- Peppol
- Reachable since 29-06-2026
Annual accounts 2025
- €1.7m▲ 0.2%
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on Schakel
Schakel files the micro format. That format states no turnover. The gross margin rose from €44,334 in 2006 to €82,249 in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Schakel
- What is the company number of Schakel?
- The company number of Schakel is 0413.897.020. The VAT number is the same number with BE in front: BE 0413.897.020.
- Where is Schakel based?
- The registered office is at Gentbruggekouter 23, 9050 Ghent.Company details
- What is the legal form of Schakel?
- Schakel is a private limited company (BV).
- When was Schakel founded?
- Schakel was founded on 29-12-1973.
- Is Schakel still active?
- Yes, Schakel is an active enterprise in the KBO register.
- What is the turnover of Schakel?
- The turnover of Schakel was €112,595 in financial year 2025, according to the filed annual accounts.Financials
- Is Schakel profitable?
- In financial year 2025, Schakel made a profit of €15,249.
- Where can I find the annual accounts of Schakel?
- Schakel filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Schakel due?
- Schakel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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