Equity
€1.1m ▲ 3.7%
HERVEN paid out €102,565 in dividends. That is 72% of the 2025 profit.
HERVEN
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €409,193 (2024)
€236,003▼ 42.3%
peak €257,310 (2024)
€143,062▼ 44.4%
peak €1.1m (2025)
€1.1m▲ 3.7%
€81,384▼ 30.7%
peak 3.1 FTE (2020)
-not published
Board2 names since 2008
2 directorsBart Hoessels and 1 other
Documentsfilings and deeds
08-06-202653 days before the deadline
2025micro format
Gross margin from €409,193 to €236,003Result from €257,310 to €143,062Dividend €102,565Debts from €117,452 to €81,384
Key points
from the 2025 annual accountsResult
€143,062 ▼ 44.4%
The result fell in 2025 from €257,310 to €143,062.
Position in the sector
€1.1m
More equity than 95% of companies in head offices and management consultancy. Sector median €78,218 · 39,392 companies.
Checked score
97
Excellent
Financially stronger than 79% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 18.12, cash €347,143
Size: total assets €1.2m
Equity €1.1m (93.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 89% on liquidity, 80% on profitability and 56% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as HERVEN has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of HERVEN itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for HERVEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.12 (16.2 in 2024), above the usual 1.5. Short-term debt is 5% and cash 28.2% of total assets. 6.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 days early
2024
50 days early
2023
5 days early
2022
48 days early
2021
24 days late
2020
33 days early
2019
17 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Genk to Zutendaal
New registered office: Kattevennerweg 1, 3690 Zutendaal · Previous registered office: Dieplaan 11, 3600 Genk · Board meeting of 26-03-2026 · Gazette deed
First establishment
Kattevennerweg 1, Zutendaal
Company renamed from HERMANIA to HERVEN
Gazette deed
Reappointments: Bart Hoessels (managing director) and Ingrid Hermans (managing director)
General meeting of 05-05-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HERVEN Zutendaal | €1.2m | €236,003 | 93.4% | - |
| IMCA Assenede | €1.2m | €280,656 | 72.9% | - |
| BEGEVEL Hasselt Hasselt | €1.5m | €162,806 | 99.2% | - |
| Comptoir Foncier et Commercial Wavre | €1.5m | €181,513 | -76.4% | - |
| AUTO-ELEKTRO DERREVEAUX Wevelgem | €1.6m | €270,802 | 74.3% | 0 |
| Pro G2 Wavre | €1.1m | €232,449 | 7.1% | 0.6 |
| Van Cauwenberghe - Van der Pluym Deinze | €0.9m | €283,289 | 41.9% | - |
These companies have the same main activity as HERVEN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €859,000 and €1.6m, founded between 1954 and 1983.
Official details
Source: KBO- Status
- Active since 01-08-1968Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2024
- Establishment unit
- 2.355.800.7923690 Zutendaal, since 02-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €400,000estimated
- €1.2m▲ 0.4%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on HERVEN
HERVEN files the micro format. That format states no turnover. The gross margin rose from €124,178 in 2006 to €236,003 in 2025.
In June 2023, the Official Gazette published the appointment of Bart Hoessels as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HERVEN
- What is the company number of HERVEN?
- The company number of HERVEN is 0406.273.315. The VAT number is the same number with BE in front: BE 0406.273.315.
- Where is HERVEN based?
- The registered office is at Kattevennerweg 1, 3690 Zutendaal.Company details
- What does HERVEN do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of HERVEN?
- HERVEN is a public limited company (NV).
- When was HERVEN founded?
- HERVEN was founded on 01-08-1968.
- Is HERVEN still active?
- Yes, HERVEN is an active enterprise in the KBO register.
- How many employees does HERVEN have?
- HERVEN had an average of 2 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does HERVEN fall under?
- In its 2024 annual accounts, HERVEN states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of HERVEN?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €236,003 and 109 comparable companies (NACE 70200). It probably lies between €340,000 and €480,000.
- Is HERVEN profitable?
- In financial year 2025, HERVEN made a profit of €143,062.
- Where can I find the annual accounts of HERVEN?
- HERVEN filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HERVEN due?
- HERVEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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