Psyche
Psyche est active depuis 2018 et le Moniteur belge ne contient aucun signal d'insolvabilité ou d'avertissement. Les comptes annuels de 2025 montrent des capitaux propres de €2,26M et un résultat net de €-549k. Les capitaux propres diminuent d'environ 13,8 % par an sur les exercices déposés. La solvabilité se classe au-dessus de 49 % des 382 entreprises du même secteur (exercice 2025). La probabilité de faillite calculée sur 12 mois est de < 0,1% (très faible).
| Capitaux propres | €2,26M |
| Résultat net | €-549k |
| Effectif (ETP) | 50,6 |
| Mieux que le secteur | 49% |
Profil solide, stabilité en tête.
Les 5 axes sont calculés sur des données lues par Checked.
Comment calculons-nous cela ?
La tendance est une médiane robuste de toutes les pentes par paires d'exercices (Theil-Sen), de sorte qu'une seule année atypique ne peut pas détourner la ligne. Pour les séries strictement positives, nous calculons aussi une variante log (croissance annuelle composée) et retenons celle qui décrit le mieux les chiffres.
La zone autour de la projection vaut 1,8 × l'écart absolu médian par rapport à la tendance et s'élargit chaque année (×1 / ×1,6 / ×2,2), avec un minimum de 8 % de la dernière valeur. C'est une marge indicative, pas un intervalle de confiance statistique.
Une série dont les écarts dépassent 35 % du niveau est trop volatile : nous ne montrons alors délibérément aucune projection. Toute projection suppose une politique inchangée et ignore les informations non publiques (carnet de commandes, contrats, levées de fonds).
| Indicateur | Cette entreprise | Médiane du secteur | Position dans le secteur |
|---|---|---|---|
| Solvabilité | 56,6% | 57,2% | |
| Résultat net | €-549k | €41k | |
| Capitaux propres | €2,26M | €1,08M | |
| Frais de personnel | €4,14M | €1,81M | |
| Employés (ETP) | 50,6 | 32,3 |
Chiffres par exercice et ratios
| Exercice | 2025 Δ | 2024 Δ | 2023 Δ | 2021 Δ |
|---|---|---|---|---|
| Dépôt | schéma abrégé | schéma abrégé | schéma abrégé | schéma abrégé |
| Chiffre d'affaires | -28,2% | +452,5% | - | - |
| EBITDA | +67,6% | - | +761,3% | - |
| Résultat net | +66,2% | - | +1895,7% | - |
| Cash-flow | +67,6% | - | +883,5% | - |
| Frais de personnel | +3,9% | -15,1% | +52,9% | - |
| Impôts sur le résultat | -1,1% | +587,5% | -62,4% | - |
| Dividendes | - | - | - | - |
| Total actif | -4,4% | -72,9% | +61,1% | - |
| Capitaux propres | -19,6% | -36,7% | +23,0% | - |
| Dettes | +24,1% | -87,9% | +84,1% | - |
| dont ≤ 1 an | +27,7% | -88,6% | +90,6% | - |
| dont > 1 an | - | - | - | - |
| Fonds de roulement | -18,5% | -33,8% | +19,0% | - |
| Employés (ETP) | +4,3% | -18,1% | +40,3% | - |
| 2025 | 2024 | 2023 | 2021 | |
|---|---|---|---|---|
| Current ratio | 2,43 | 3,24 | 1,38 | 1,62 |
| Quick ratio | 2,43 | 3,24 | 1,38 | 1,62 |
| Ratio fonds de roulement | 56,6% | 66,4% | 27,2% | 36,8% |
| Solvabilité | 56,6% | 67,2% | 28,8% | 37,7% |
| Debt / equity | 0,73 | 0,47 | 2,47 | 1,65 |
| Endettement à long terme | - | - | - | - |
| Interest coverage | -362,60 | 130,81 | -17,34 | 14,35 |
| Rentabilité brute | - | - | -86,4% | - |
| Rentabilité nette | -435,2% | -925,0% | 3212,6% | - |
| ROA | -13,8% | -38,9% | 6,6% | 0,5% |
| ROE | -24,3% | -57,9% | 23,0% | 1,4% |
| Marge EBITDA | -416,6% | -922,5% | 3236,3% | - |
| Crédit clients (DSO) | 787d | 1019d | 4731d | - |
| Crédit fournisseurs (DPO) | - | - | 5716d | - |
| Rotation des stocks | - | - | - | - |
| Jours de stock (DSI) | - | - | - | - |
Comptes annuels complets (27 postes)
| Poste | Code | 2025 | 2024 | 2023 | 2021 |
|---|---|---|---|---|---|
| Bilan, Actif | |||||
| TOTAL DE L'ACTIF | 20/58 | €3,99M | €4,18M | €15,40M | €9,56M |
| Actifs immobilisés | 21/28 | €151k | €166k | €318k | €324k |
| Immobilisations incorporelles | 21 | €18k | €25k | €39k | - |
| Immobilisations corporelles | 22/27 | €70k | €76k | €214k | €261k |
| Immobilisations financières | 28 | €64k | €65k | €65k | €63k |
| Actifs circulants | 29/58 | €3,84M | €4,01M | €15,08M | €9,24M |
| Créances à un an au plus | 40/41 | €906k | €1,81M | €10,58M | €5,14M |
| Placements de trésorerie | 50/53 | - | - | €873k | €897k |
| Valeurs disponibles | 54/58 | €2,90M | €2,18M | €3,61M | €3,20M |
| Bilan, Passif | |||||
| TOTAL DU PASSIF | 10/49 | €3,99M | €4,18M | €15,40M | €9,56M |
| Capitaux propres | 10/15 | €2,26M | €2,81M | €4,43M | €3,60M |
| Apport / capital | 10/11 | €164k | €164k | €164k | - |
| Réserves | 13 | €2,34M | €2,64M | €4,20M | €3,60M |
| Bénéfice (perte) reporté(e) | 14 | €-246k | - | €69k | - |
| Provisions et impôts différés | 16 | €81k | €39k | - | - |
| Dettes | 17/49 | €1,65M | €1,33M | €10,97M | €5,96M |
| Dettes à un an au plus | 42/48 | €1,58M | €1,24M | €10,89M | €5,72M |
| Dettes commerciales à un an au plus | 44 | €692k | €576k | €928k | €543k |
| Compte de résultats | |||||
| Chiffre d'affaires | 70 | €126k | €176k | €32k | - |
| Marge brute d'exploitation | 9900 | - | - | - | €3,19M |
| Résultat d'exploitation | 9901 | €-563k | €-1,66M | €960k | €60k |
| Produits financiers | 75 | €21k | €34k | €3k | €2k |
| Charges financières | 65 | €1k | €-12k | €-59k | €8k |
| Résultat avant impôts | 9903 | €-543k | €-1,62M | €1,02M | €54k |
| Impôts sur le résultat | 67/77 | €6k | €6k | €927 | €2k |
| Résultat de l'exercice | 9904 | €-549k | €-1,62M | €1,02M | €51k |
| Résultat à affecter | 9905 | €-549k | €-1,62M | €1,02M | €51k |
-
Inge TemmermanAdministrateurActe Moniteur 25120839 (24-09-2025)Actif28-05-2025 → auj.
-
Isabelle De KeyserAdministrateurActe Moniteur 23154742 (04-12-2023)Actif04-12-2023 → auj.
Representants permanents (1)
-
NV Callens VandelanottePersonne moraleReprésentant permanent· repr. perm.: Francis RysmanActe Moniteur 25120839 (24-09-2025)Representant permanent24-09-2025 → auj.
Anciens dirigeants (3)
-
Els DraeckAdministrateurActe Moniteur 25120839 (24-09-2025)Ancien- → 28-05-2025
-
Gert PeetersAdministrateurActe Moniteur 25120839 (24-09-2025)Ancien- → 18-06-2024
-
Filip DeboutteAdministrateurActe Moniteur 23154742 (04-12-2023)Ancien- → 04-12-2023
| NACE primaire | Autres formes d'action sociale sans hébergement nca(88999) |
| Forme juridique | ASBL(017) |
| Date de constitution | 26-12-2018 |
| Status | Actif |
| Code postal | 9000 |
| Parcelle (capakey) | Région | Superficie | Bâtiments | Hauteur / ét. |
|---|---|---|---|---|
| 44809I0271/00S002 | Flandre | 274 m² | 1 · 274 m² | 11,2 m · 3 ét. |
Nous connaissons 10 actes du Moniteur belge pour cette entreprise. Aucun n'a encore été lu : ce qui s'y trouve n'a ici été ni constaté ni réfuté.
03-04-2026 Act object · Statute amendment · Seat change · Officer resignation
- Filing: 2026-04-03 · Eerstelijnszone Leuven Zuid
- Act object: Statutenwijziging - bestuursmandaten - dagelijks bestuur - functies - volmacht formaliteiten · Eerstelijnszone Leuven Zuid
- Statute amendment: 2025-04-24 · Eerstelijnszone Leuven Zuid
- Seat change: Koning Leopold I-straat 24, 3000 Leuven · Eerstelijnszone Leuven Zuid
- Officer resignation: 2025-04-24 · Tirez Bart
- Officer resignation: 2025-04-24 · ADEM vzw
- Officer resignation: 2025-04-24 · Nackers Kathleen
- Officer resignation: 2025-04-24 · Openbaar Centrum voor Maatschappelijk Welzijn van Herent
- Officer resignation: 2025-04-24 · Duerinckx Paul
- Officer resignation: 2025-04-24 · Bouckaert Mattias
- Officer appointment: 2025-04-24 · Roskams Tania
- Officer appointment: 2025-04-24 · Van Haegenborgh Stefaan
- Officer appointment: 2025-04-24 · Vandewaerde Ilse
- Officer resignation: 2025-04-24 · Psyche vzw
- Officer resignation: 2025-04-24 · ADEM vzw
- Officer resignation: 2025-04-24 · Duerinckx Paul
- Officer appointment: 2025-04-24 · Vandewaerde Ilse
- Officer appointment: 2025-04-24 · Roskams Tania
- Governance rule: cluster PZON · Simoens Hugo
- Power of attorney: bijzondere volmacht · Davy De Laeter
- Officer resignation: 2025-10-23 · Moons Wim
- Officer appointment: 2025-10-23 · Gemeente Huldenberg
- Officer appointment: 2026-01-26 · Depré Herman
- Officer resignation: 2026-01-26 · Vancauwenbergh Paul
- Publication: 2026-04-03
Détails techniques
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}24-09-2025 2 administrateurs nommés, 2 démissionnaires, 1 reconduit
- Inge Temmerman, Bestuurder
- Francis Rysman, Vaste vertegenwoordiger
- Gert Peeters, Bestuurder
- Els Draeck, Bestuurder
- Francis Rysman, Commissaris
Détails techniques
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}04-12-2023 1 administrateur nommé, 1 démissionnaire
- Isabelle De Keyser, Bestuurder
- Filip Deboutte, Bestuurder
Détails techniques
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}10-06-2022 Transfert du siège social vers Gent
- Tenderstraat 14 9000 Gent
Détails techniques
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}| Dénomination légaleNL | Psyche |