Union et Philanthropie
De berekende faillissementskans van Union et Philanthropie over 12 maanden bedraagt < 0,1% (zeer laag). De jaarrekening over 2022 toont een eigen vermogen van €1,00M en een nettoresultaat van €-44k. Het eigen vermogen blijft stabiel over de neergelegde boekjaren (±0,1% per jaar). De solvabiliteit is beter dan 45% van 68 sectorgenoten (boekjaar 2022). Het bedrijf is actief sinds 1924 en het Belgisch Staatsblad bevat geen insolventie- of waarschuwingssignalen.
| Eigen vermogen | €1,00M |
| Netto resultaat | €-44k |
| Werknemers (VTE) | 1 |
| Beter dan sector | 45% |
Gemengd profiel: sterk in stabiliteit, zwakker in rentabiliteit.
Alle 5 assen zijn berekend uit gegevens die Checked heeft ingelezen.
Statistische inschatting op basis van openbare bronnen, geen kredietadvies of vaststelling. Hoe berekenen we dit?
De volledige opbouw van de score, de scoregeschiedenis per boekjaar en de indicatieve kredietlimiet zitten in Kantoor S.
Bekijk plannen →Hoe berekenen we dit?
De trend is een robuuste mediaan van alle paarsgewijze hellingen tussen de boekjaren (Theil-Sen), zodat één afwijkend jaar de lijn niet kan kapen. Voor strikt positieve reeksen rekenen we ook een loggroei-variant (samengestelde jaargroei) en kiezen we de variant die de cijfers het best beschrijft.
De zone rond de projectie is 1,8 × de mediane absolute afwijking van de trend, en verbreedt per jaar vooruit (×1 / ×1,6 / ×2,2), met een minimum van 8% van de laatste waarde. Dit is een indicatieve marge, géén statistisch betrouwbaarheidsinterval.
Een reeks waarvan de afwijkingen meer dan 35% van het niveau bedragen, is te volatiel: dan tonen we bewust géén projectie. Elke projectie veronderstelt ongewijzigd beleid en kent geen niet-publieke informatie (orderboek, contracten, financieringsrondes).
| Kengetal | Dit bedrijf | Sectormediaan | Positie in de sector |
|---|---|---|---|
| Solvabiliteit | 42,3% | 42,9% | |
| Nettoresultaat | €-44k | €9k | |
| Eigen vermogen | €1,00M | €479k | |
| Bruto bedrijfsmarge | €172k | €475k | |
| Personeelskosten | €36k | €609k |
Toon 11 andere kengetallen
| Boekjaar | 2022 |
|---|---|
| Neerlegging | volledig |
| Omzet | - |
| EBITDA | €136k |
| Nettoresultaat | €-44k |
| Cashflow | €88k |
| Personeelskosten | €36k |
| Belastingen op het resultaat | €7k |
| Dividenden | - |
| Totaal activa | €2,36M |
| Eigen vermogen | €1,00M |
| Schulden | €1,36M |
| waarvan ≤ 1 jaar | €118k |
| waarvan > 1 jaar | €1,25M |
| Werkkapitaal | €348k |
| Werknemers (VTE) | 1,0 |
| 2022 | |
|---|---|
| Current ratio | 3,95 |
| Quick ratio | 3,95 |
| Werkkapitaalratio | 14,7% |
| Solvabiliteit | 42,3% |
| Debt / equity | 1,36 |
| Langetermijnschuldgraad | 1,24 |
| Interest coverage | 3,59 |
| Bruto rentabiliteit | - |
| Netto rentabiliteit | - |
| ROA | -1,8% |
| ROE | -4,4% |
| EBITDA-marge | - |
| Klantenkrediet (DSO) | - |
| Leverancierskrediet (DPO) | - |
| Voorraadrotatie | - |
| Voorraaddagen (DSI) | - |
Volledige jaarrekening (21 posten)
| Post | Code | 2022 |
|---|---|---|
| Balans, Activa | ||
| TOTAAL ACTIVA | 20/58 | €2,36M |
| Vaste activa | 21/28 | €1,90M |
| Materiële vaste activa | 22/27 | €1,90M |
| Vlottende activa | 29/58 | €466k |
| Vorderingen op ten hoogste één jaar | 40/41 | €16k |
| Liquide middelen | 54/58 | €449k |
| Balans, Passiva | ||
| TOTAAL PASSIVA | 10/49 | €2,36M |
| Eigen vermogen | 10/15 | €1,00M |
| Inbreng / kapitaal | 10/11 | €523k |
| Reserves | 13 | €478k |
| Schulden | 17/49 | €1,36M |
| Schulden op meer dan één jaar | 17 | €1,25M |
| Schulden op ten hoogste één jaar | 42/48 | €118k |
| Handelsschulden op ten hoogste één jaar | 44 | €24k |
| Resultatenrekening | ||
| Bruto bedrijfsmarge | 9900 | €172k |
| Bedrijfsresultaat | 9901 | €5k |
| Financiële kosten | 65 | €38k |
| Resultaat vóór belasting | 9903 | €-36k |
| Belastingen op het resultaat | 67/77 | €7k |
| Resultaat van het boekjaar | 9904 | €-44k |
| Te bestemmen resultaat | 9905 | €-44k |
-
Breny EricSecrétaireStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Cavenaile, FrançoisBestuurderStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Gouder de Beauregard EricPenningmeesterStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Gymza IgorVice présidentStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Heselwood AlainVoorzitterStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Jaumol, LaurenceBestuurderStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
Toon 6 andere zittende bestuurders
-
Lambrechts. RolandBestuurderStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Loccufier, MichelBestuurderStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Romus, PascalBestuurderStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Van Rhijn, LucBestuurderStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Vauthier EtienneVice présidentStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
-
Verdoodt, PierreBestuurderStaatsblad-akte 26105925 (18-08-2026)Actief18-08-2026 → heden
Voormalige bestuurders (5)
-
Dufour PascalBestuurderStaatsblad-akte 26105925 (18-08-2026)Voormalig- → 18-08-2026
-
Grünspan, DidierBestuurderStaatsblad-akte 26105925 (18-08-2026)Voormalig- → 18-08-2026
-
Laribi MoufidaBestuurderStaatsblad-akte 26105925 (18-08-2026)Voormalig- → 18-08-2026
-
Savoné, PierreBestuurderStaatsblad-akte 26105925 (18-08-2026)Voormalig- → 18-08-2026
-
Van Hellem HenkBestuurderStaatsblad-akte 26105925 (18-08-2026)Voormalig- → 18-08-2026
| NACE primair | Activiteiten van religieuze organisaties(94910) |
| Rechtsvorm | VZW(017) |
| Oprichtingsdatum | 01-01-1924 |
| Status | Actief |
| Postcode | 1000 |
Percelen gekoppeld aan dit bedrijf via zijn adressen in de KBO (zetel, vestigingen, bijkantoren), gekruist met het kadastraal percelenplan. Dit toont waar het bedrijf actief is, geen eigendomsregister.
| Perceel (capakey) | Regio | Oppervlakte | Gebouwen | Hoogte / verd. |
|---|---|---|---|---|
| 21812N0769/00D000 | Brussel | 1.359 m² | 1 · 208 m² | 23,6 m · 7 verd. |
Eén tijdlijn van alles wat er met dit bedrijf is gebeurd, publicaties, insolventie- en levensloopgebeurtenissen, administratieve wijzigingen en neergelegde jaarrekeningen.
Van de 18 Staatsblad-aktes die wij van dit bedrijf kennen, is er 1 gelezen. De 17 andere zijn nog niet gelezen: wat daarin staat, is hier niet vastgesteld en ook niet weerlegd.
18-08-2026 Act object · General meeting · Officer resignation · Officer appointment
- Act object: Cessation et nominations · Union et Philanthropie
- Publication: 2026-08-18 · Union et Philanthropie
- Filing: 2026-07-11 · Union et Philanthropie
- General meeting: 2026-04-23 · Union et Philanthropie
- Officer resignation: role: administrateur, end_date: 2026-04-23 · Dufour Pascal
- Officer resignation: role: administrateur, end_date: 2026-04-23 · Grünspan, Didier
- Officer resignation: role: administrateur, end_date: 2026-04-23 · Laribi Moufida
- Officer resignation: role: administrateur, end_date: 2026-04-23 · Savoné, Pierre
- Officer resignation: role: administrateur, end_date: 2026-04-23 · Van Hellem Henk
- Officer appointment: role: administrateur, start_date: 2026-04-23 · Cavenaile, François
- Officer appointment: role: administrateur, start_date: 2026-04-23 · Jaumol, Laurence
- Officer appointment: role: administrateur, start_date: 2026-04-23 · Lambrechts. Roland
- Officer appointment: role: administrateur, start_date: 2026-04-23 · Loccufier, Michel
- Officer appointment: role: administrateur, start_date: 2026-04-23 · Romus, Pascal
- Officer appointment: role: administrateur, start_date: 2026-04-23 · Van Rhijn, Luc
- Officer appointment: role: administrateur, start_date: 2026-04-23 · Verdoodt, Pierre
- Board meeting: 2024-03-12 · Union et Philanthropie
- Officer appointment: role: président, start_date: 2024-03-12 · Heselwood Alain
- Officer appointment: role: vice-président, start_date: 2024-03-12 · Vauthier Etienne
- Officer appointment: role: vice-président, start_date: 2024-03-12 · Gymza Igor
- Officer appointment: role: secrétaire, start_date: 2024-03-12 · Breny Eric
- Officer appointment: role: trésorier, start_date: 2024-03-12 · Gouder de Beauregard Eric
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