Psyche
Psyche is actief sinds 2018 en het Belgisch Staatsblad bevat geen insolventie- of waarschuwingssignalen. De jaarrekening over 2025 toont een eigen vermogen van €2,26M en een nettoresultaat van €-549k. Het eigen vermogen krimpt met ~38,7% per jaar en wordt bij ongewijzigd beleid indicatief negatief rond boekjaar 2028. De solvabiliteit is beter dan 69% van 79 sectorgenoten (boekjaar 2025). De berekende faillissementskans over 12 maanden is < 0,1% (zeer laag).
| Eigen vermogen | €2,26M |
| Netto resultaat | €-549k |
| Werknemers (VTE) | 50,6 |
| Beter dan sector | 69% |
Sterk profiel, met stabiliteit als uitschieter.
Alle 5 assen zijn berekend uit gegevens die Checked heeft ingelezen.
Hoe berekenen we dit?
De trend is een robuuste mediaan van alle paarsgewijze hellingen tussen de boekjaren (Theil-Sen), zodat één afwijkend jaar de lijn niet kan kapen. Voor strikt positieve reeksen rekenen we ook een loggroei-variant (samengestelde jaargroei) en kiezen we de variant die de cijfers het best beschrijft.
De zone rond de projectie is 1,8 × de mediane absolute afwijking van de trend, en verbreedt per jaar vooruit (×1 / ×1,6 / ×2,2), met een minimum van 8% van de laatste waarde. Dit is een indicatieve marge, géén statistisch betrouwbaarheidsinterval.
Een reeks waarvan de afwijkingen meer dan 35% van het niveau bedragen, is te volatiel: dan tonen we bewust géén projectie. Elke projectie veronderstelt ongewijzigd beleid en kent geen niet-publieke informatie (orderboek, contracten, financieringsrondes).
| Kengetal | Dit bedrijf | Sectormediaan | Positie in de sector |
|---|---|---|---|
| Solvabiliteit | 56,6% | 45,3% | |
| Nettoresultaat | €-549k | €20k | |
| Eigen vermogen | €2,26M | €104k | |
| Personeelskosten | €4,14M | €420k | |
| Totaal activa | €3,99M | €248k |
Cijfers per boekjaar en ratio's
| Boekjaar | 2025 | 2024 | 2023 |
|---|---|---|---|
| Neerlegging | verkort schema | verkort schema | verkort schema |
| Omzet | €126k | €176k | €32k |
| EBITDA | €-526k | €-1,62M | €1,03M |
| Nettoresultaat | €-549k | €-1,62M | €1,02M |
| Cashflow | €-512k | €-1,58M | €1,09M |
| Personeelskosten | €4,14M | €3,98M | €4,69M |
| Belastingen op het resultaat | €6k | €6k | €927 |
| Dividenden | - | - | - |
| Totaal activa | €3,99M | €4,18M | €15,40M |
| Eigen vermogen | €2,26M | €2,81M | €4,43M |
| Schulden | €1,65M | €1,33M | €10,97M |
| waarvan ≤ 1 jaar | €1,58M | €1,24M | €10,89M |
| waarvan > 1 jaar | - | - | - |
| Werkkapitaal | €2,26M | €2,77M | €4,19M |
| Werknemers (VTE) | 50,6 | 48,5 | 59,2 |
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 2,43 | 3,24 | 1,38 |
| Quick ratio | 2,43 | 3,24 | 1,38 |
| Werkkapitaalratio | 56,6% | 66,4% | 27,2% |
| Solvabiliteit | 56,6% | 67,2% | 28,8% |
| Debt / equity | 0,73 | 0,47 | 2,47 |
| Langetermijnschuldgraad | - | - | - |
| Interest coverage | -362,60 | 130,81 | -17,34 |
| Bruto rentabiliteit | - | - | -86,4% |
| Netto rentabiliteit | -435,2% | -925,0% | 3212,6% |
| ROA | -13,8% | -38,9% | 6,6% |
| ROE | -24,3% | -57,9% | 23,0% |
| EBITDA-marge | -416,6% | -922,5% | 3236,3% |
| Klantenkrediet (DSO) | 787d | 1019d | 4731d |
| Leverancierskrediet (DPO) | - | - | 5716d |
| Voorraadrotatie | - | - | - |
| Voorraaddagen (DSI) | - | - | - |
Volledige jaarrekening (26 posten)
| Post | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balans, Activa | ||||
| TOTAAL ACTIVA | 20/58 | €3,99M | €4,18M | €15,40M |
| Vaste activa | 21/28 | €151k | €166k | €318k |
| Immateriële vaste activa | 21 | €18k | €25k | €39k |
| Materiële vaste activa | 22/27 | €70k | €76k | €214k |
| Financiële vaste activa | 28 | €64k | €65k | €65k |
| Vlottende activa | 29/58 | €3,84M | €4,01M | €15,08M |
| Vorderingen op ten hoogste één jaar | 40/41 | €906k | €1,81M | €10,58M |
| Geldbeleggingen | 50/53 | - | - | €873k |
| Liquide middelen | 54/58 | €2,90M | €2,18M | €3,61M |
| Balans, Passiva | ||||
| TOTAAL PASSIVA | 10/49 | €3,99M | €4,18M | €15,40M |
| Eigen vermogen | 10/15 | €2,26M | €2,81M | €4,43M |
| Inbreng / kapitaal | 10/11 | €164k | €164k | €164k |
| Reserves | 13 | €2,34M | €2,64M | €4,20M |
| Overgedragen winst (verlies) | 14 | €-246k | - | €69k |
| Voorzieningen en uitgestelde belastingen | 16 | €81k | €39k | - |
| Schulden | 17/49 | €1,65M | €1,33M | €10,97M |
| Schulden op ten hoogste één jaar | 42/48 | €1,58M | €1,24M | €10,89M |
| Handelsschulden op ten hoogste één jaar | 44 | €692k | €576k | €928k |
| Resultatenrekening | ||||
| Omzet | 70 | €126k | €176k | €32k |
| Bedrijfsresultaat | 9901 | €-563k | €-1,66M | €960k |
| Financiële opbrengsten | 75 | €21k | €34k | €3k |
| Financiële kosten | 65 | €1k | €-12k | €-59k |
| Resultaat vóór belasting | 9903 | €-543k | €-1,62M | €1,02M |
| Belastingen op het resultaat | 67/77 | €6k | €6k | €927 |
| Resultaat van het boekjaar | 9904 | €-549k | €-1,62M | €1,02M |
| Te bestemmen resultaat | 9905 | €-549k | €-1,62M | €1,02M |
-
Inge TemmermanBestuurderStaatsblad-akte 25120839 (24-09-2025)Actief28-05-2025 → heden
-
Isabelle De KeyserBestuurderStaatsblad-akte 23154742 (04-12-2023)Actief04-12-2023 → heden
Vaste vertegenwoordigers (1)
-
NV Callens VandelanotteRechtspersoonVaste vertegenwoordiger· vast vert.: Francis RysmanStaatsblad-akte 25120839 (24-09-2025)Vaste vertegenwoordiger24-09-2025 → heden
Voormalige bestuurders (3)
-
Els DraeckBestuurderStaatsblad-akte 25120839 (24-09-2025)Voormalig- → 28-05-2025
-
Gert PeetersBestuurderStaatsblad-akte 25120839 (24-09-2025)Voormalig- → 18-06-2024
-
Filip DeboutteBestuurderStaatsblad-akte 23154742 (04-12-2023)Voormalig- → 04-12-2023
| NACE primair | Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg(88999) |
| Rechtsvorm | VZW(017) |
| Oprichtingsdatum | 26-12-2018 |
| Status | Actief |
| Postcode | 9000 |
| Perceel (capakey) | Regio | Oppervlakte | Gebouwen | Hoogte / verd. |
|---|---|---|---|---|
| 44809I0271/00S002 | Vlaanderen | 274 m² | 1 · 274 m² | 11,2 m · 3 verd. |
Wij kennen 10 Staatsblad-aktes van dit bedrijf. Daarvan is er nog geen enkele gelezen: wat erin staat, is hier niet vastgesteld en ook niet weerlegd.
03-04-2026 Act object · Statute amendment · Seat change · Officer resignation
- Filing: 2026-04-03 · Eerstelijnszone Leuven Zuid
- Act object: Statutenwijziging - bestuursmandaten - dagelijks bestuur - functies - volmacht formaliteiten · Eerstelijnszone Leuven Zuid
- Statute amendment: 2025-04-24 · Eerstelijnszone Leuven Zuid
- Seat change: Koning Leopold I-straat 24, 3000 Leuven · Eerstelijnszone Leuven Zuid
- Officer resignation: 2025-04-24 · Tirez Bart
- Officer resignation: 2025-04-24 · ADEM vzw
- Officer resignation: 2025-04-24 · Nackers Kathleen
- Officer resignation: 2025-04-24 · Openbaar Centrum voor Maatschappelijk Welzijn van Herent
- Officer resignation: 2025-04-24 · Duerinckx Paul
- Officer resignation: 2025-04-24 · Bouckaert Mattias
- Officer appointment: 2025-04-24 · Roskams Tania
- Officer appointment: 2025-04-24 · Van Haegenborgh Stefaan
- Officer appointment: 2025-04-24 · Vandewaerde Ilse
- Officer resignation: 2025-04-24 · Psyche vzw
- Officer resignation: 2025-04-24 · ADEM vzw
- Officer resignation: 2025-04-24 · Duerinckx Paul
- Officer appointment: 2025-04-24 · Vandewaerde Ilse
- Officer appointment: 2025-04-24 · Roskams Tania
- Governance rule: cluster PZON · Simoens Hugo
- Power of attorney: bijzondere volmacht · Davy De Laeter
- Officer resignation: 2025-10-23 · Moons Wim
- Officer appointment: 2025-10-23 · Gemeente Huldenberg
- Officer appointment: 2026-01-26 · Depré Herman
- Officer resignation: 2026-01-26 · Vancauwenbergh Paul
- Publication: 2026-04-03
Technische details
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}24-09-2025 2 bestuurders benoemd, 2 ontslagnemend, 1 herbenoemd
- Inge Temmerman, Bestuurder
- Francis Rysman, Vaste vertegenwoordiger
- Gert Peeters, Bestuurder
- Els Draeck, Bestuurder
- Francis Rysman, Commissaris
Technische details
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}| Officiële naamNL | Psyche |