IBF Expertise
De berekende faillissementskans van IBF Expertise over 12 maanden bedraagt 0,9% (laag). De jaarrekening over 2025 toont een eigen vermogen van €1,86M en een nettoresultaat van €129k. Het eigen vermogen groeit met ~13% per jaar over de neergelegde boekjaren. De solvabiliteit is beter dan 32% van 61 sectorgenoten (boekjaar 2025). Het bedrijf is actief sinds 2023 en het Belgisch Staatsblad bevat geen insolventie- of waarschuwingssignalen.
| Eigen vermogen | €1,86M |
| Netto resultaat | €129k |
| Werknemers (VTE) | 1,8 |
| Beter dan sector | 32% |
Sterk profiel, met stabiliteit als uitschieter.
Statistische inschatting op basis van openbare bronnen, geen kredietadvies of vaststelling. Hoe berekenen we dit?
De volledige opbouw van de score, de scoregeschiedenis per boekjaar en de indicatieve kredietlimiet ontgrendel je met Plus.
Bekijk plannen →Hoe berekenen we dit?
De trend is een robuuste mediaan van alle paarsgewijze hellingen tussen de boekjaren (Theil-Sen), zodat één afwijkend jaar de lijn niet kan kapen. Voor strikt positieve reeksen rekenen we ook een loggroei-variant (samengestelde jaargroei) en kiezen we de variant die de cijfers het best beschrijft.
De zone rond de projectie is 1,8 × de mediane absolute afwijking van de trend, en verbreedt per jaar vooruit (×1 / ×1,6 / ×2,2), met een minimum van 8% van de laatste waarde. Dit is een indicatieve marge, géén statistisch betrouwbaarheidsinterval.
Een reeks waarvan de afwijkingen meer dan 35% van het niveau bedragen, is te volatiel: dan tonen we bewust géén projectie. Elke projectie veronderstelt ongewijzigd beleid en kent geen niet-publieke informatie (orderboek, contracten, financieringsrondes).
| Kengetal | Dit bedrijf | Sectormediaan | Positie in de sector |
|---|---|---|---|
| Solvabiliteit | 24,7% | 41,5% | |
| Nettoresultaat | €129k | €28k | |
| Eigen vermogen | €1,86M | €361k | |
| Werknemers (VTE) | 1,8 | 4,9 | |
| Totaal activa | €7,53M | €922k |
| Boekjaar | 2025 |
|---|---|
| Omzet | €12,22M |
| EBITDA | - |
| Nettoresultaat | €129k |
| Cashflow | - |
| Personeelskosten | €80k |
| Belastingen op het resultaat | - |
| Dividenden | €26k |
| Totaal activa | €7,53M |
| Eigen vermogen | €1,86M |
| Schulden | €5,67M |
| waarvan ≤ 1 jaar | €3,85M |
| waarvan > 1 jaar | €1,74M |
| Werkkapitaal | €3,67M |
| Werknemers (VTE) | 1,8 |
| 2025 | |
|---|---|
| Current ratio | 1,95 |
| Quick ratio | 1,95 |
| Werkkapitaalratio | 48,7% |
| Solvabiliteit | 24,7% |
| Debt / equity | 3,05 |
| Langetermijnschuldgraad | 0,93 |
| Interest coverage | - |
| Bruto rentabiliteit | 20,9% |
| Netto rentabiliteit | 1,1% |
| ROA | 1,7% |
| ROE | 6,9% |
| EBITDA-marge | - |
| Klantenkrediet (DSO) | 132d |
| Leverancierskrediet (DPO) | 116d |
| Voorraadrotatie | - |
| Voorraaddagen (DSI) | - |
| Post | Code | 2025 |
|---|---|---|
| Balans, Activa | ||
| TOTAAL ACTIVA | 20/58 | €7,53M |
| Vaste activa | 21/28 | €12k |
| Financiële vaste activa | 28 | €12k |
| Vlottende activa | 29/58 | €7,52M |
| Vorderingen op ten hoogste één jaar | 40/41 | €7,29M |
| Liquide middelen | 54/58 | €151k |
| Balans, Passiva | ||
| TOTAAL PASSIVA | 10/49 | €7,53M |
| Eigen vermogen | 10/15 | €1,86M |
| Inbreng / kapitaal | 10/11 | €522k |
| Reserves | 13 | €1,34M |
| Schulden | 17/49 | €5,67M |
| Schulden op meer dan één jaar | 17 | €1,74M |
| Schulden op ten hoogste één jaar | 42/48 | €3,85M |
| Handelsschulden op ten hoogste één jaar | 44 | €3,06M |
| Resultatenrekening | ||
| Omzet | 70 | €12,22M |
| Bedrijfsresultaat | 9901 | €248k |
| Financiële opbrengsten | 75 | €25k |
| Financiële kosten | 65 | €144k |
| Resultaat vóór belasting | 9903 | €129k |
| Resultaat van het boekjaar | 9904 | €129k |
| Te bestemmen resultaat | 9905 | €129k |
| Commissaris / bedrijfsrevisor | IBR/IRE-nummer | Periode |
|---|---|---|
| BV CDO LeuvenActief Bedrijfsrevisor · vertegenwoordigd door Luk OSTYN |
- | 01-01-2023 → heden |
| NACE primair | 82990 |
| Rechtsvorm | NV(014) |
| Oprichtingsdatum | 01-08-2023 |
| Status | Actief |
| Postcode | 1050 |
Percelen gekoppeld aan dit bedrijf via zijn adressen in de KBO (zetel, vestigingen, bijkantoren), gekruist met het kadastraal percelenplan. Dit toont waar het bedrijf actief is, geen eigendomsregister.
| Perceel (capakey) | Regio | Oppervlakte | Gebouwen | Hoogte / verd. |
|---|---|---|---|---|
| 21807G0120/00L005 | Brussel | 700 m² | 1 · 700 m² | 32,2 m · 9 verd. |
Eén tijdlijn van alles wat er met dit bedrijf is gebeurd, publicaties, insolventie- en levensloopgebeurtenissen, administratieve wijzigingen en neergelegde jaarrekeningen.
01-04-2026 Act object · General meeting · Officer resignation · Officer appointment
- Act object: DEMISSIONS, NOMINATIONS · IBF Expertise
- General meeting: date: 2026-03-25, type: assemblée générale extraordinaire · IBF Expertise
- Officer resignation: date: 2026-03-25, role: Administrateur · Frédéric André
- Officer appointment: role: Administrateur, term_end: mai 2029 · Benjamin Beaudet
- Board meeting: date: 2026-03-25, type: administrateur unique · IBF Expertise
- Officer resignation: date: 2026-03-25, role: administrateur-délégué · Frédéric André
- Officer resignation: date: 2026-03-25, role: personne déléguée à la gestion journalière · Frédéric André
- Officer resignation: date: 2026-03-25, role: personne déléguée à la gestion journalière · Karina Dzabara
- Officer appointment: role: administrateur-délégué, term_end: mai 2029 · Benjamin Beaudet
- Officer appointment: role: personne délégué à la gestion journalière, term_end: mai 2029 · Benjamin Beaudet
- Filing: date: 2026-03-30 · IBF Expertise
- Publication: date: 2026-04-01, publication: Annexes du Moniteur belge · IBF Expertise
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}10-11-2023 Luk Ostyn benoemd tot commissaris
- Luk Ostyn, Commissaris
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"amount_paid_in_eur": null,
"holder_person_name": "Fr\u00E9d\u00E9ric ANDR\u00C9",
"is_subscriber_only": false,
"n_shares_subscribed": 2500,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Riccardo INNOCENTI",
"niss": null,
"address": null
},
"share_class": "actions",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "in_kind",
"amount_paid_in_eur": null,
"holder_person_name": "Riccardo INNOCENTI",
"is_subscriber_only": false,
"n_shares_subscribed": 2500,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 455670.75,
"subject_company": {
"kbo": "0804.469.005",
"name_full": "IBF IMPACT",
"legal_form": "SNC"
},
"initial_directors": [],
"incorporation_date": "2023-07-31",
"post_incorporation_mandates": []
}Genereer een gestructureerde, feitelijke nota op basis van alle signalen in dit dossier: risico, financiële gezondheid, eigendomsstructuur, mandaten en sectorvergelijking.
| Officiële naamFR | IBF Expertise |