FACTUM
De berekende faillissementskans van FACTUM over 12 maanden bedraagt 0,6% (laag). De jaarrekening over 2024 toont een eigen vermogen van €7,64M en een nettoresultaat van €-190k. Het eigen vermogen krimpt met ~16,9% per jaar over de neergelegde boekjaren. De solvabiliteit is beter dan 95% van 538 sectorgenoten (boekjaar 2024). Het bedrijf is actief sinds 1983 en het Belgisch Staatsblad bevat geen insolventie- of waarschuwingssignalen.
| Eigen vermogen | €7,64M |
| Netto resultaat | €-190k |
| Werknemers (VTE) | 1,8 |
| Beter dan sector | 95% |
Sterk profiel, met solvabiliteit als uitschieter.
Statistische inschatting op basis van openbare bronnen, geen kredietadvies of vaststelling. Hoe berekenen we dit?
De volledige opbouw van de score, de scoregeschiedenis per boekjaar en de indicatieve kredietlimiet ontgrendel je met Plus.
Bekijk plannen →Hoe berekenen we dit?
De trend is een robuuste mediaan van alle paarsgewijze hellingen tussen de boekjaren (Theil-Sen), zodat één afwijkend jaar de lijn niet kan kapen. Voor strikt positieve reeksen rekenen we ook een loggroei-variant (samengestelde jaargroei) en kiezen we de variant die de cijfers het best beschrijft.
De zone rond de projectie is 1,8 × de mediane absolute afwijking van de trend, en verbreedt per jaar vooruit (×1 / ×1,6 / ×2,2), met een minimum van 8% van de laatste waarde. Dit is een indicatieve marge, géén statistisch betrouwbaarheidsinterval.
Een reeks waarvan de afwijkingen meer dan 35% van het niveau bedragen, is te volatiel: dan tonen we bewust géén projectie. Elke projectie veronderstelt ongewijzigd beleid en kent geen niet-publieke informatie (orderboek, contracten, financieringsrondes).
| Kengetal | Dit bedrijf | Sectormediaan | Positie in de sector |
|---|---|---|---|
| Solvabiliteit | 98,1% | 31,0% | |
| Nettoresultaat | €-190k | €49k | |
| Eigen vermogen | €7,64M | €467k | |
| Bruto bedrijfsmarge | €177k | €125k | |
| Personeelskosten | €142k | €496k |
| Boekjaar | 2024 |
|---|---|
| Omzet | - |
| EBITDA | €-66k |
| Nettoresultaat | €-190k |
| Cashflow | €-54k |
| Personeelskosten | €142k |
| Belastingen op het resultaat | €36k |
| Dividenden | - |
| Totaal activa | €7,79M |
| Eigen vermogen | €7,64M |
| Schulden | €145k |
| waarvan ≤ 1 jaar | €89k |
| waarvan > 1 jaar | €49k |
| Werkkapitaal | €4,07M |
| Werknemers (VTE) | 1,8 |
| 2024 | |
|---|---|
| Current ratio | 46,72 |
| Quick ratio | 46,65 |
| Werkkapitaalratio | 52,3% |
| Solvabiliteit | 98,1% |
| Debt / equity | 0,02 |
| Langetermijnschuldgraad | 0,01 |
| Interest coverage | -55,79 |
| Bruto rentabiliteit | - |
| Netto rentabiliteit | - |
| ROA | -2,4% |
| ROE | -2,5% |
| EBITDA-marge | - |
| Klantenkrediet (DSO) | - |
| Leverancierskrediet (DPO) | - |
| Voorraadrotatie | - |
| Voorraaddagen (DSI) | - |
| Post | Code | 2024 |
|---|---|---|
| Balans, Activa | ||
| TOTAAL ACTIVA | 20/58 | €7,79M |
| Vaste activa | 21/28 | €3,63M |
| Materiële vaste activa | 22/27 | €3,62M |
| Financiële vaste activa | 28 | €10k |
| Vlottende activa | 29/58 | €4,16M |
| Voorraden en bestellingen in uitvoering | 3 | €7k |
| Vorderingen op ten hoogste één jaar | 40/41 | €157k |
| Liquide middelen | 54/58 | €2,48M |
| Balans, Passiva | ||
| TOTAAL PASSIVA | 10/49 | €7,79M |
| Eigen vermogen | 10/15 | €7,64M |
| Inbreng / kapitaal | 10/11 | €72k |
| Reserves | 13 | €7,57M |
| Schulden | 17/49 | €145k |
| Schulden op meer dan één jaar | 17 | €49k |
| Schulden op ten hoogste één jaar | 42/48 | €89k |
| Handelsschulden op ten hoogste één jaar | 44 | €36k |
| Resultatenrekening | ||
| Bruto bedrijfsmarge | 9900 | €177k |
| Bedrijfsresultaat | 9901 | €-202k |
| Financiële opbrengsten | 75 | €49k |
| Financiële kosten | 65 | €1k |
| Resultaat vóór belasting | 9903 | €-154k |
| Belastingen op het resultaat | 67/77 | €36k |
| Resultaat van het boekjaar | 9904 | €-190k |
| Te bestemmen resultaat | 9905 | €-190k |
| NACE primair | Groothandel(46494) |
| Rechtsvorm | NV(014) |
| Oprichtingsdatum | 23-06-1983 |
| Status | Actief |
| Postcode | 1180 |
Percelen gekoppeld aan dit bedrijf via zijn adressen in de KBO (zetel, vestigingen, bijkantoren), gekruist met het kadastraal percelenplan. Dit toont waar het bedrijf actief is, geen eigendomsregister.
| Perceel (capakey) | Regio | Oppervlakte | Gebouwen | Hoogte / verd. |
|---|---|---|---|---|
| 21616G0176/00N002 | Brussel | 2.094 m² | 1 · 2.233 m² | 19,1 m · 4 verd. |
Eén tijdlijn van alles wat er met dit bedrijf is gebeurd, publicaties, insolventie- en levensloopgebeurtenissen, administratieve wijzigingen en neergelegde jaarrekeningen.
15-05-2026 Notarial deed · General meeting · Auditor report · Dissolution balance sheet
- Filing: 2026-05-07 · GH-PIPA
- Notarial deed: 2026-03-30 · GH-PIPA
- General meeting: 2026-03-30 · GH-PIPA
- Auditor report: 2026-03-24 · GH-PIPA
- Dissolution balance sheet: date: 2025-12-31 · GH-PIPA
- Dissolution: 2026-03-30 · GH-PIPA
- Liquidation: 2026-03-30 · GH-PIPA
- Officer discharge: 2026-03-30 · GH-PIPA
- Power of attorney: 2026-03-30 · GH-PIPA
- Share distribution: 2026-03-30 · GH-PIPA
- Real estate declaration: address: avenue Montjoie, numéros 57/59, Uccle, parcel_id: 0056/02B81P0017, description: garage numéro 08 en sous-sol · GH-PIPA
- Soil certification: 2025-11-24 · GH-PIPA
- Publication: 2026-05-15
- Act object: DISSOLUTION ET CLOTURE IMMEDIATE DE LA LIQUIDATION
Technische details
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}18-04-2025 GOLDENBERG Stéfania benoemd tot gedelegeerd bestuurder
- GOLDENBERG Stéfania, Gedelegeerd bestuurder
Technische details
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}27-01-2025 Zetelverplaatsing binnen Uccle
- Avenue Montjoie 96B -1180 Uccle → Rue Egide Van Ophem 40 C 1180 Uccle
Technische details
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}12-01-2024 6 bestuurders benoemd
- GOLDENBERG Marcel, Bestuurder
- LAMBERT Monique Anne Sabine, Bestuurder
- GOLDENBERG Silvia, Bestuurder
- GOLDENBERG Massimiliano Simone, Bestuurder
- GOLDENBERG Laurent, Bestuurder
- NEXT BUSINESS, Bestuurder
Technische details
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}08-11-2023 Verrichting in kapitaal of aandelen
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}16-08-2022 2 bestuurders benoemd, 1 ontslagnemend
- Stefania Goldenberg, Bestuurder
- Massimiliano Goldenberg, Bestuurder
- Stefania Goldenberg, Bestuurder
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}27-07-2022 Publicatie in het Belgisch Staatsblad, Diversen
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"summary_narrative": "La soci\u00E9t\u00E9 anonyme Factum SA a \u00E9tabli un projet d\u0027op\u00E9ration assimil\u00E9e \u00E0 une scission partielle, visant \u00E0 transf\u00E9rer \u00E0 une nouvelle soci\u00E9t\u00E9, Sigart, son activit\u00E9 d\u0027appart-h\u00F4tels et r\u00E9sidentielle en Belgique, incluant des immeubles et des participations dans Charlhot. L\u0027op\u00E9ration, fond\u00E9e sur l\u0027article 12:75 du Code des soci\u00E9t\u00E9s et des associations, pr\u00E9voit l\u0027\u00E9mission de 5.450 actions de la nouvelle soci\u00E9t\u00E9 aux actionnaires de Factum SA, proportionnellement \u00E0 leur participation. L\u0027effet comptable est r\u00E9troactif au 1er mai 2022. Le projet est soumis \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale, qui pourra modifier les ",
"co_filed_documents": [
"projet d\u0027op\u00E9ration assimil\u00E9e \u00E0 la scission par constitution de nouvelle soci\u00E9t\u00E9 en deux exemplaires originaux"
],
"detected_real_type": "demerger_proposal",
"referenced_correction": null,
"should_reroute_to_category": null
}10-01-2020 Publicatie in het Belgisch Staatsblad, Diversen
Technische details
{
"stage": null,
"notary": {
"name": "Jean Martroye de Joly",
"firm_city": null,
"firm_name": null,
"office_city": "Forest",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": null,
"filing_date": "2019-12-01",
"act_kind_objet": "FUSION PAR ABSORPTION DE LA SPRL Concord\u0027House"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"act_date": "2019-11-14",
"unanimous": true
},
"conversion": null,
"detected_kind": "other",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0424.404.791",
"name": "FACTUM",
"role": "acquiring",
"address": "1180 Uccle, Avenue Montjoie 96B",
"is_foreign": false,
"legal_form": "soci\u00E9t\u00E9 anonyme",
"is_new_company": false,
"jurisdiction_country": "BE"
},
{
"kbo": null,
"name": "Concord\u0027House",
"role": "absorbed",
"address": "1060 Saint-Gilles, chauss\u00E9e de Charleroi 51",
"is_foreign": false,
"legal_form": "soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
"is_new_company": false,
"jurisdiction_country": "BE"
}
],
"exchange_ratio": null,
"legal_articles": [
"12:7",
"12:50",
"12:75"
],
"is_cross_border": false,
"is_silent_merger": false,
"balance_basis_date": "2018-12-31",
"exchange_ratio_text": null,
"new_shares_issued_n": 0,
"real_estate_included": true,
"patrimony_description": "L\u0027int\u00E9gralit\u00E9 du patrimoine actif et passif de la soci\u00E9t\u00E9 Concord\u0027House, y compris les biens immobiliers situ\u00E9s \u00E0 Ixelles, a \u00E9t\u00E9 transf\u00E9r\u00E9e \u00E0 la soci\u00E9t\u00E9 anonyme FACTUM. Le transfert s\u0027effectue sur la base des comptes arr\u00EAt\u00E9s au 31 d\u00E9cembre 2018.",
"equity_transferred_eur": null,
"accounting_effective_date": "2019-01-01"
},
"subject_company": {
"kbo": "0424.404.791",
"name_full": "FACTUM",
"legal_form": "soci\u00E9t\u00E9 anonyme"
},
"detected_kind_raw": "fusion par absorption",
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Jean Martroye de Joly",
"org_rep_person_name": null
},
"summary_narrative": "La soci\u00E9t\u00E9 anonyme FACTUM a fusionn\u00E9 par absorption avec la soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e Concord\u0027House, dont elle a transf\u00E9r\u00E9 l\u0027int\u00E9gralit\u00E9 du patrimoine actif et passif, y compris un bien immobilier sis \u00E0 Ixelles, sur la base des comptes arr\u00EAt\u00E9s au 31 d\u00E9cembre 2018. La fusion a \u00E9t\u00E9 approuv\u00E9e \u00E0 l\u0027unanimit\u00E9 par les assembl\u00E9es g\u00E9n\u00E9rales extraordinaires des deux soci\u00E9t\u00E9s, tenues le 14 novembre 2019. La soci\u00E9t\u00E9 absorb\u00E9e a cess\u00E9 d\u0027exister sans liquidation.",
"co_filed_documents": [],
"detected_real_type": "other",
"referenced_correction": null,
"should_reroute_to_category": null
}29-11-2019 5 bestuurders benoemd
- Monique LAMBERT, Bestuurder
- Marcello GOLDENBERG, Bestuurder
- Silvia GOLDENBERG, Bestuurder
- Stefania GOLDENBERG, Bestuurder
- Laurent GOLDENBERG, Bestuurder
Technische details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Monique LAMBERT",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Marcello GOLDENBERG",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Silvia GOLDENBERG",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Stefania GOLDENBERG",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Laurent GOLDENBERG",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0424.404.791",
"name_full": "FACTUM"
}
}28-05-2019 Publicatie in het Belgisch Staatsblad, Diversen
Technische details
{
"stage": "proposal",
"notary": {
"name": "Pierre VAN WYMERSH",
"firm_city": null,
"firm_name": null,
"office_city": "Auderghem",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2019-05-28",
"filing_date": "2019-05-17",
"act_kind_objet": "S.A. FACTUM"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2019-05-16",
"unanimous": null
},
"conversion": null,
"detected_kind": "merger_absorption",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0424.404.791",
"name": "S.A. FACTUM",
"role": "acquiring",
"address": "Avenue Montjoie 96B, 1180 Uccle",
"is_foreign": false,
"legal_form": "SA",
"is_new_company": false,
"jurisdiction_country": null
},
{
"kbo": "0679.964.555",
"name": "S.P.R.L. CONCORD\u0027HOUSE",
"role": "absorbed",
"address": "Chauss\u00E9e de Charleroi 51, 1060 Saint-Gilles",
"is_foreign": false,
"legal_form": "S.P.R.L.",
"is_new_company": false,
"jurisdiction_country": null
}
],
"exchange_ratio": null,
"legal_articles": [
"12:50",
"12:7",
"12:57",
"3:77 \u00A74",
"3:77 \u00A75"
],
"is_cross_border": false,
"is_silent_merger": true,
"balance_basis_date": "2018-12-31",
"exchange_ratio_text": null,
"new_shares_issued_n": 0,
"real_estate_included": true,
"patrimony_description": "La fusion par absorption transf\u00E8re l\u0027int\u00E9gralit\u00E9 du patrimoine, actif et passif, de la S.P.R.L. CONCORD\u0027HOUSE \u00E0 la S.A. FACTUM. Cela inclut les immobilisations corporelles, les immobilisations financi\u00E8res, les stocks, les cr\u00E9ances, les dettes, les valeurs disponibles et les comptes de r\u00E9gularisation.",
"equity_transferred_eur": 1270773.0,
"accounting_effective_date": "2019-01-01"
},
"subject_company": {
"kbo": "0424.404.791",
"name_full": "S.A. FACTUM",
"legal_form": "SA"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Monsieur Goldenberg Marcelo",
"org_rep_person_name": null
},
"summary_narrative": "La S.A. FACTUM, soci\u00E9t\u00E9 anonyme bas\u00E9e \u00E0 Uccle, a \u00E9tabli un projet de fusion par absorption de la S.P.R.L. CONCORD\u0027HOUSE, soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e bas\u00E9e \u00E0 Saint-Gilles. Cette fusion est fond\u00E9e sur une situation comptable arr\u00EAt\u00E9e au 31 d\u00E9cembre 2018, avec effet comptable \u00E0 partir du 1er janvier 2019. La S.A. FACTUM d\u00E9tient d\u00E9j\u00E0 l\u0027int\u00E9gralit\u00E9 des parts sociales de la S.P.R.L. CONCORD\u0027HOUSE, ce qui permet d\u0027assimiler l\u0027op\u00E9ration \u00E0 une fusion silencieuse (art. 12:7 WVV), sans cr\u00E9ation de nouvelles actions. L\u0027ensemble du patrimoine de la soci\u00E9t\u00E9 absorb\u00E9e est transf\u00E9r\u00E9 \u00E0 la soci\u00E9t\u00E9 absorbante",
"co_filed_documents": [],
"detected_real_type": "fusion_proposal",
"referenced_correction": null,
"should_reroute_to_category": null
}29-09-2010 T. MEULEMAN benoemd tot auditor
- T. MEULEMAN, Auditor
Technische details
{
"events": [
{
"kind": "director_in",
"role": "auditor",
"person": {
"rrn": null,
"name": "T. MEULEMAN",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0424.404.791",
"name_full": "FACTUM"
}
}Genereer een gestructureerde, feitelijke nota op basis van alle signalen in dit dossier: risico, financiële gezondheid, eigendomsstructuur, mandaten en sectorvergelijking.
| Officiële naamFR | FACTUM |