Creat My Concept
De berekende faillissementskans van Creat My Concept over 12 maanden bedraagt 0,2% (zeer laag). De jaarrekening over 2023 toont een eigen vermogen van €20k en een nettoresultaat van €36k. Het eigen vermogen groeit met ~9,6% per jaar over de neergelegde boekjaren. De solvabiliteit is beter dan 11% van 3977 sectorgenoten (boekjaar 2023). Het bedrijf is actief sinds 2016 en het Belgisch Staatsblad bevat geen insolventie- of waarschuwingssignalen.
| Eigen vermogen | €20k |
| Netto resultaat | €36k |
| Beter dan sector | 11% |
| Actief | 9 jaar |
Sterk profiel, met rentabiliteit als uitschieter.
Alle 5 assen zijn berekend uit gegevens die Checked heeft ingelezen.
Statistische inschatting op basis van openbare bronnen, geen kredietadvies of vaststelling. Hoe berekenen we dit?
De volledige opbouw van de score, de scoregeschiedenis per boekjaar en de indicatieve kredietlimiet ontgrendel je met Plus.
Bekijk plannen →Hoe berekenen we dit?
De trend is een robuuste mediaan van alle paarsgewijze hellingen tussen de boekjaren (Theil-Sen), zodat één afwijkend jaar de lijn niet kan kapen. Voor strikt positieve reeksen rekenen we ook een loggroei-variant (samengestelde jaargroei) en kiezen we de variant die de cijfers het best beschrijft.
De zone rond de projectie is 1,8 × de mediane absolute afwijking van de trend, en verbreedt per jaar vooruit (×1 / ×1,6 / ×2,2), met een minimum van 8% van de laatste waarde. Dit is een indicatieve marge, géén statistisch betrouwbaarheidsinterval.
Een reeks waarvan de afwijkingen meer dan 35% van het niveau bedragen, is te volatiel: dan tonen we bewust géén projectie. Elke projectie veronderstelt ongewijzigd beleid en kent geen niet-publieke informatie (orderboek, contracten, financieringsrondes).
| Kengetal | Dit bedrijf | Sectormediaan | Positie in de sector |
|---|---|---|---|
| Solvabiliteit | 13,3% | 58,3% | |
| Nettoresultaat | €36k | €29k | |
| Eigen vermogen | €20k | €50k | |
| Bruto bedrijfsmarge | €200k | €49k | |
| Personeelskosten | €108k | €31k |
| Boekjaar | 2023 |
|---|---|
| Neerlegging | micro |
| Omzet | - |
| EBITDA | €54k |
| Nettoresultaat | €36k |
| Cashflow | €36k |
| Personeelskosten | €108k |
| Belastingen op het resultaat | €16k |
| Dividenden | €34k |
| Totaal activa | €154k |
| Eigen vermogen | €20k |
| Schulden | €133k |
| waarvan ≤ 1 jaar | €132k |
| waarvan > 1 jaar | - |
| Werkkapitaal | €14k |
| Werknemers (VTE) | - |
| 2023 | |
|---|---|
| Current ratio | 1,11 |
| Quick ratio | 1,11 |
| Werkkapitaalratio | 9,3% |
| Solvabiliteit | 13,3% |
| Debt / equity | 6,52 |
| Langetermijnschuldgraad | - |
| Interest coverage | 39,14 |
| Bruto rentabiliteit | - |
| Netto rentabiliteit | - |
| ROA | 23,2% |
| ROE | 174,5% |
| EBITDA-marge | - |
| Klantenkrediet (DSO) | - |
| Leverancierskrediet (DPO) | - |
| Voorraadrotatie | - |
| Voorraaddagen (DSI) | - |
| Post | Code | 2023 |
|---|---|---|
| Balans, Activa | ||
| TOTAAL ACTIVA | 20/58 | €154k |
| Vaste activa | 21/28 | €8k |
| Materiële vaste activa | 22/27 | €588 |
| Financiële vaste activa | 28 | €7k |
| Vlottende activa | 29/58 | €146k |
| Vorderingen op ten hoogste één jaar | 40/41 | €109k |
| Geldbeleggingen | 50/53 | €33k |
| Liquide middelen | 54/58 | €4k |
| Balans, Passiva | ||
| TOTAAL PASSIVA | 10/49 | €154k |
| Eigen vermogen | 10/15 | €20k |
| Inbreng / kapitaal | 10/11 | €20k |
| Schulden | 17/49 | €133k |
| Schulden op ten hoogste één jaar | 42/48 | €132k |
| Resultatenrekening | ||
| Bruto bedrijfsmarge | 9900 | €200k |
| Bedrijfsresultaat | 9901 | €53k |
| Financiële opbrengsten | 75 | €145 |
| Financiële kosten | 65 | €1k |
| Resultaat vóór belasting | 9903 | €52k |
| Belastingen op het resultaat | 67/77 | €16k |
| Resultaat van het boekjaar | 9904 | €36k |
| Te bestemmen resultaat | 9905 | €36k |
-
HPM HoldingRechtspersoonBestuurder· vast vert.: Lionel MaccariniStaatsblad-akte 25028868 (28-02-2025)Actief01-12-2024 → heden
-
Jonas-Mikael HUMBLETBestuurderStaatsblad-akte 24423908 (26-08-2024)Actief26-08-2024 → heden
Voormalige bestuurders (5)
-
Jonas HumbletBestuurderStaatsblad-akte 25028868 (28-02-2025)Voormalig- → 01-12-2024
-
Lionel MACCARINIBestuurderStaatsblad-akte 24423908 (26-08-2024)Voormalig26-08-2024 → 01-12-2024
2 gebeurtenissen
- 01-12-2024 Ontslagen· Bestuurder
- 26-08-2024 Benoemd· Bestuurder
-
Emeric HUMBLETBestuurderStaatsblad-akte 24423908 (26-08-2024)Voormalig26-08-2024 → 30-11-2024
2 gebeurtenissen
- 30-11-2024 Ontslagen· Bestuurder
- 26-08-2024 Benoemd· Bestuurder
-
Nicolas PARMENTIERBestuurderStaatsblad-akte 24423908 (26-08-2024)Voormalig26-08-2024 → 30-11-2024
2 gebeurtenissen
- 30-11-2024 Ontslagen· Bestuurder
- 26-08-2024 Benoemd· Bestuurder
-
Thomas RenetteBestuurderStaatsblad-akte 23005435 (10-01-2023)Voormalig- → 31-12-2022
| NACE primair | Overige fiscale dienstverlening(69209) |
| Rechtsvorm | BV(610) |
| Oprichtingsdatum | 19-12-2016 |
| Status | Actief |
| Postcode | 4340 |
Percelen gekoppeld aan dit bedrijf via zijn adressen in de KBO (zetel, vestigingen, bijkantoren), gekruist met het kadastraal percelenplan. Dit toont waar het bedrijf actief is, geen eigendomsregister.
| Perceel (capakey) | Regio | Oppervlakte | Gebouwen | Hoogte / verd. |
|---|---|---|---|---|
| 62006B0520/00G002 | Wallonië | 6,6 ha | - | - |
Eén tijdlijn van alles wat er met dit bedrijf is gebeurd, publicaties, insolventie- en levensloopgebeurtenissen, administratieve wijzigingen en neergelegde jaarrekeningen.
28-02-2025 1 bestuurder benoemd, 4 ontslagnemend
- Lionel Maccarini, Bestuurder
- Nicolas Parmentier, Bestuurder
- Emeric Humblet, Bestuurder
- Lionel Maccarini, Bestuurder
- Jonas Humblet, Bestuurder
Technische details
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}26-08-2024 4 bestuurders benoemd
- Lionel MACCARINI, Bestuurder
- Jonas-Mikael HUMBLET, Bestuurder
- Emeric HUMBLET, Bestuurder
- Nicolas PARMENTIER, Bestuurder
Technische details
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}29-11-2023 Zetelverplaatsing van Liège naar Awans
- Clos Chanmurly 13, 4000 Liège → 4340 Awans, rue de Bruxelles 174H
Technische details
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}10-01-2023 Thomas Renette neemt ontslag als bestuurder
- Thomas Renette, Bestuurder
Technische details
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}16-11-2022 Zetelverplaatsing naar Liège
- 4000 Liège, Clos Chanmurly, 13
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"evidence_quote": "1.L\u0027assembl\u00E9e approuve \u00E0 l\u0027unanimit\u00E9 le transfert du si\u00E8ge social au premier octobre 2022 \u00E0 4000 Li\u00E8ge, Clos Chanmurly, 13.",
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}
],
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},
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"pub_date": "2022-11-16",
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"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
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},
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},
"co_filed_documents": [
"Bijlagen bij l het Belgisch Staatsblad",
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]
}Genereer een gestructureerde, feitelijke nota op basis van alle signalen in dit dossier: risico, financiële gezondheid, eigendomsstructuur, mandaten en sectorvergelijking.
| Officiële naamFR | Creat My Concept |
| AfkortingFR | CMC |