Romain Gaddami Consulting
Romain Gaddami Consulting is een financiële instelling; het faillissementsmodel is getraind op handels- en productievennootschappen en is hier niet van toepassing. De jaarrekening over 2025 toont een negatief eigen vermogen (€-839) en een nettoresultaat van €-6k. De solvabiliteit is beter dan 5% van 224 sectorgenoten (boekjaar 2025). Het bedrijf is actief sinds 2023 en het Belgisch Staatsblad bevat geen insolventie- of waarschuwingssignalen.
| Eigen vermogen | €-839 |
| Netto resultaat | €-6k |
| Beter dan sector | 5% |
| Actief | 2 jaar |
Sterk profiel, met rentabiliteit als uitschieter.
Berekend op 4 van 5 assen. Niet gemeten: gezondheid. Een niet gemeten as is geen nul: hiervoor zijn geen gegevens ingelezen.
Dit is een financiële instelling (bank, verzekeraar of financiële holding). Ons faillissementsmodel is getraind op gewone handels- en productievennootschappen; een bankbalans valt buiten dat bereik. We tonen hier daarom geen faillissementskans in plaats van een misleidend cijfer.
| Kengetal | Dit bedrijf | Sectormediaan | Positie in de sector |
|---|---|---|---|
| Solvabiliteit | -59,3% | 47,2% | |
| Nettoresultaat | €-6k | €43k | |
| Eigen vermogen | €-839 | €84k | |
| Bruto bedrijfsmarge | €-4k | €88k | |
| Totaal activa | €1k | €205k |
| Boekjaar | 2025 |
|---|---|
| Neerlegging | micro |
| Omzet | n.v.t. |
| EBITDA | n.v.t. |
| Nettoresultaat | €-6k |
| Cashflow | n.v.t. |
| Personeelskosten | - |
| Belastingen op het resultaat | - |
| Dividenden | - |
| Totaal activa | €1k |
| Eigen vermogen | €-839 |
| Schulden | €2k |
| waarvan ≤ 1 jaar | €2k |
| waarvan > 1 jaar | €0 |
| Werkkapitaal | n.v.t. |
| Werknemers (VTE) | - |
| 2025 | |
|---|---|
| Current ratio | n.v.t. |
| Quick ratio | n.v.t. |
| Werkkapitaalratio | n.v.t. |
| Solvabiliteit | -59,3% |
| Debt / equity | n.v.t. |
| Langetermijnschuldgraad | n.v.t. |
| Interest coverage | n.v.t. |
| Bruto rentabiliteit | n.v.t. |
| Netto rentabiliteit | n.v.t. |
| ROA | -448,8% |
| ROE | 757,0% |
| EBITDA-marge | n.v.t. |
| Klantenkrediet (DSO) | n.v.t. |
| Leverancierskrediet (DPO) | n.v.t. |
| Voorraadrotatie | n.v.t. |
| Voorraaddagen (DSI) | n.v.t. |
| Post | Code | 2025 |
|---|---|---|
| Balans, Activa | ||
| TOTAAL ACTIVA | 20/58 | €1k |
| Vaste activa | 21/28 | €616 |
| Materiële vaste activa | 22/27 | €616 |
| Vlottende activa | 29/58 | €799 |
| Voorraden en bestellingen in uitvoering | 3 | €0 |
| Vorderingen op ten hoogste één jaar | 40/41 | €238 |
| Liquide middelen | 54/58 | €358 |
| Balans, Passiva | ||
| TOTAAL PASSIVA | 10/49 | €1k |
| Eigen vermogen | 10/15 | €-839 |
| Inbreng / kapitaal | 10/11 | €15k |
| Overgedragen winst (verlies) | 14 | €-16k |
| Schulden | 17/49 | €2k |
| Schulden op meer dan één jaar | 17 | €0 |
| Schulden op ten hoogste één jaar | 42/48 | €2k |
| Handelsschulden op ten hoogste één jaar | 44 | €2k |
| Resultatenrekening | ||
| Bruto bedrijfsmarge | 9900 | €-4k |
| Bedrijfsresultaat | 9901 | €-6k |
| Financiële opbrengsten | 75 | €264 |
| Financiële kosten | 65 | €146 |
| Resultaat vóór belasting | 9903 | €-6k |
| Resultaat van het boekjaar | 9904 | €-6k |
| Te bestemmen resultaat | 9905 | €-6k |
-
GADDAMI Romain NabilBestuurderStaatsblad-akte 26317841 (18-03-2026)Actief18-03-2026 → heden
Voormalige bestuurders (2)
-
DETHIER Michaël Pierre MadeleineBestuurderStaatsblad-akte 26317841 (18-03-2026)Voormalig- → 31-12-2025
-
Voormalig- → 31-12-2025
| NACE primair | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Rechtsvorm | BV(610) |
| Oprichtingsdatum | 05-10-2023 |
| Status | Actief |
| Postcode | 4910 |
Percelen gekoppeld aan dit bedrijf via zijn adressen in de KBO (zetel, vestigingen, bijkantoren), gekruist met het kadastraal percelenplan. Dit toont waar het bedrijf actief is, geen eigendomsregister.
| Perceel (capakey) | Regio | Oppervlakte | Gebouwen | Hoogte / verd. |
|---|---|---|---|---|
| 63076B1224/00D000indicatief | Wallonië | 2.050 m² | - | - |
Eén tijdlijn van alles wat er met dit bedrijf is gebeurd, publicaties, insolventie- en levensloopgebeurtenissen, administratieve wijzigingen en neergelegde jaarrekeningen.
18-03-2026 1 bestuurder benoemd, 2 ontslagnemend
- GADDAMI Romain Nabil, Bestuurder
- DETHIER Michaël Pierre Madeleine, Bestuurder
- MARON INSURANCE GROUP, Bestuurder
Technische details
{
"events": [
{
"kind": "substantive_delegation",
"role": "notaire",
"person": {
"rrn": null,
"name": "Marie ESSER",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "additional",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "4. donner tous pouvoirs au notaire ESSER pour \u00E9tablir une coordination des statuts et en effectuer le d\u00E9p\u00F4t conform\u00E9ment \u00E0 la loi.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "DETHIER Micha\u00EBl Pierre Madeleine",
"address": "4920 AYWAILLE, Fonde Deign\u00E9 2D",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "end_of_term",
"subkind": "end_of_term",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-12-31",
"evidence_quote": "a) D\u00E9cision de mettre fin \u00E0 compter du 31 d\u00E9cembre 2025, \u00E0 la fonction de d\u2019administrateur de Monsieur DETHIER Micha\u00EBl Pierre Madeleine, domicili\u00E9 \u00E0 4920 AYWAILLE, Fonde Deign\u00E9 2D et d\u00E9charge de l\u2019administrateur d\u00E9missionnaire pour l\u2019ex\u00E9cution de son mandat.",
"decharge_status": null,
"mandate_duration": {
"kind": "until_date",
"value": "2025-12-31"
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_out",
"role": "administrateur",
"person": null,
"reason": "end_of_term",
"subkind": "end_of_term",
"via_org": {
"kbo": "0844.588.106",
"name": "MARON INSURANCE GROUP",
"address": "4800 VERVIERS, Avenue Hanlet 44B",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": "2025-12-31",
"evidence_quote": "b) D\u00E9cision de mettre fin \u00E0 compter du 31 d\u00E9cembre 2025, \u00E0 la fonction de d\u2019administrateur de la soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u00AB MARON INSURANCE GROUP \u00BB, ayant son si\u00E8ge social \u00E0 4800 VERVIERS, Avenue Hanlet 44B (BE0844.588.106) et d\u00E9charge de l\u2019administrateur d\u00E9missionnaire pour l\u2019ex\u00E9cution de s",
"decharge_status": null,
"mandate_duration": {
"kind": "until_date",
"value": "2025-12-31"
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "GADDAMI Romain Nabil",
"address": "4910 THEUX, Chauss\u00E9e de Verviers 107",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "renewal",
"via_org": null,
"statutory": "niet_statutair",
"compensated": false,
"effective_date": null,
"evidence_quote": "c) Nomination comme administrateur non statutaire pour une dur\u00E9e illimit\u00E9e : Monsieur GADDAMI Romain Nabil, domicili\u00E9 \u00E0 4910 THEUX, Chauss\u00E9e de Verviers 107",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "administrateur",
"person": {
"rrn": null,
"name": "DETHIER",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "d) Le conseil d\u2019administration s\u2019est \u00E9galement r\u00E9uni pour :\n- mettre fin au mandat de Monsieur DETHIER et de la soci\u00E9t\u00E9 \u00AB MARON INSURANCE GROUP \u00BB en tant que repr\u00E9sentants permanent de la soci\u00E9t\u00E9, et leur a consenti d\u00E9charge",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "administrateur",
"person": null,
"reason": null,
"subkind": null,
"via_org": {
"kbo": "0844.588.106",
"name": "MARON INSURANCE GROUP",
"address": "4800 VERVIERS, Avenue Hanlet 44B",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "d) Le conseil d\u2019administration s\u2019est \u00E9galement r\u00E9uni pour :\n- mettre fin au mandat de Monsieur DETHIER et de la soci\u00E9t\u00E9 \u00AB MARON INSURANCE GROUP \u00BB en tant que repr\u00E9sentants permanent de la soci\u00E9t\u00E9, et leur a consenti d\u00E9charge",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "rep_rotation",
"role": "vaste_vertegenwoordiger",
"person": {
"rrn": null,
"name": "GADDAMI Romain",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "successor_conditional",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "d) Le conseil d\u2019administration s\u2019est \u00E9galement r\u00E9uni pour :\n- mettre fin au mandat de Monsieur DETHIER et de la soci\u00E9t\u00E9 \u00AB MARON INSURANCE GROUP \u00BB en tant que repr\u00E9sentants permanent de la soci\u00E9t\u00E9, et leur a consenti d\u00E9charge\n- proc\u00E9der \u00E0 la nomination d\u2019un repr\u00E9sentant permanent, \u00E0 savoir : Monsieur",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": "GADDAMI Romain",
"rep_rotation_old_rep": "DETHIER",
"effective_date_qualifier": null
},
{
"kind": "sole_shareholder_declaration",
"role": "enige_bestuurder",
"person": {
"rrn": null,
"name": "GADDAMI Romain",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "confirmation",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "6. Acter la r\u00E9union de toutes les actions en la seule possession et propri\u00E9t\u00E9 de Monsieur GADDAMI Romain, pr\u00E9cit\u00E9, conform\u00E9ment \u00E0 l\u2019article 2 :8 \u00A74 CSA.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Marie ESSER",
"firm_city": null,
"firm_name": null,
"office_city": "Dison",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2026-03-18",
"filing_date": "2026-03-16",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2026-03-05",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "1000.803.042",
"name_full": "VOTREAUTO.BE",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Marie ESSER",
"org_rep_person_name": null,
"person_role_at_subject": "notaire"
},
"co_filed_documents": [
"une exp\u00E9dition de l\u2019acte",
"les statuts coordonn\u00E9s"
],
"corrected_publication_numac": null
}07-11-2024 Zetelverplaatsing van VERVIERS naar AYWAILLE
- Rue des Leûps 25, 4801 VERVIERS → Fond de Deigné 2D, 4920 AYWAILLE
Technische details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "AYWAILLE",
"region": null,
"street": "Fond de Deign\u00E9",
"country": "BE",
"postcode": "4920",
"box_number": null,
"street_number": "2D"
},
"old_address": {
"city": "VERVIERS",
"region": null,
"street": "Rue des Le\u00FBps",
"country": "BE",
"postcode": "4801",
"box_number": null,
"street_number": "25"
},
"effective_date": "2024-09-11",
"evidence_quote": "\u00C0 l\u0027unanimit\u00E9, l\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de transf\u00E9rer le si\u00E8ge soc\u00EDal de la soci\u00E9t\u00E9 \u00E0 dater du 11 septembre 2024 DE Rue des Le\u00FBps, 25 \u00E0 4801 - VERVIERS \u00C0 Fond de Deign\u00E9 2D \u00E0 4920 - AYWAILLE"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "1000.803.042",
"name_full": "VOTREAUTO.BE",
"legal_form": "SRL"
}
}09-10-2023 Oprichting van een SRL
Technische details
{
"kind": "oprichting",
"seat": "Rue des Le\u00FBps 25, 4801 Stembert",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1990-04-04",
"name": "Micha\u00EBl Pierre Madeleine DETHIER",
"niss": null,
"address": "4801 Verviers (Stembert)"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "Micha\u00EBl Pierre Madeleine DETHIER",
"is_subscriber_only": true,
"n_shares_subscribed": 40,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1991-03-05",
"name": "Romain Nabil GADDAMI",
"niss": null,
"address": "4845 Jalhay"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "Romain Nabil GADDAMI",
"is_subscriber_only": true,
"n_shares_subscribed": 40,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
},
{
"org": {
"kbo": "0844.588.106",
"name": "MARON INSURANCE GROUP"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0844.588.106",
"holder_org_name": "MARON INSURANCE GROUP",
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": null,
"is_subscriber_only": true,
"n_shares_subscribed": 40,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 15000,
"subject_company": {
"kbo": "1000.803.042",
"name_full": "VOTREAUTO.BE",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-10-04",
"post_incorporation_mandates": []
}| Officiële naamFR | Romain Gaddami Consulting |
| AfkortingFR | RGC |