MJMH
MJMH is een financiële instelling; het faillissementsmodel is getraind op handels- en productievennootschappen en is hier niet van toepassing. De jaarrekening over 2025 toont een eigen vermogen van €81k en een nettoresultaat van €184k. Het eigen vermogen groeit met ~48% per jaar over de neergelegde boekjaren. De solvabiliteit is beter dan 37% van 90 sectorgenoten (boekjaar 2025). Het bedrijf is actief sinds 2017 en het Belgisch Staatsblad bevat geen insolventie- of waarschuwingssignalen.
| Eigen vermogen | €81k |
| Netto resultaat | €184k |
| Werknemers (VTE) | 3,7 |
| Beter dan sector | 37% |
Sterk profiel, met rentabiliteit als uitschieter.
Berekend op 4 van 5 assen. Niet gemeten: gezondheid. Een niet gemeten as is geen nul: hiervoor zijn geen gegevens ingelezen.
Dit is een financiële instelling (bank, verzekeraar of financiële holding). Ons faillissementsmodel is getraind op gewone handels- en productievennootschappen; een bankbalans valt buiten dat bereik. We tonen hier daarom geen faillissementskans in plaats van een misleidend cijfer.
Hoe berekenen we dit?
De trend is een robuuste mediaan van alle paarsgewijze hellingen tussen de boekjaren (Theil-Sen), zodat één afwijkend jaar de lijn niet kan kapen. Voor strikt positieve reeksen rekenen we ook een loggroei-variant (samengestelde jaargroei) en kiezen we de variant die de cijfers het best beschrijft.
De zone rond de projectie is 1,8 × de mediane absolute afwijking van de trend, en verbreedt per jaar vooruit (×1 / ×1,6 / ×2,2), met een minimum van 8% van de laatste waarde. Dit is een indicatieve marge, géén statistisch betrouwbaarheidsinterval.
Een reeks waarvan de afwijkingen meer dan 35% van het niveau bedragen, is te volatiel: dan tonen we bewust géén projectie. Elke projectie veronderstelt ongewijzigd beleid en kent geen niet-publieke informatie (orderboek, contracten, financieringsrondes).
| Kengetal | Dit bedrijf | Sectormediaan | Positie in de sector |
|---|---|---|---|
| Solvabiliteit | 7,8% | 22,2% | |
| Nettoresultaat | €184k | €84k | |
| Eigen vermogen | €81k | €120k | |
| Bruto bedrijfsmarge | €726k | €401k | |
| Personeelskosten | €269k | €434k |
Cijfers per boekjaar en ratio's
| Boekjaar | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Neerlegging | verkort schema | volledig schema | volledig schema | volledig schema |
| Omzet | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| EBITDA | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Nettoresultaat | €184k | €167k | €106k | €87k |
| Cashflow | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Personeelskosten | €269k | €269k | €286k | €241k |
| Belastingen op het resultaat | €72k | €71k | €45k | €42k |
| Dividenden | €150k | €150k | €106k | €87k |
| Totaal activa | €1,04M | €1,12M | €1,20M | €937k |
| Eigen vermogen | €81k | €47k | €30k | €30k |
| Schulden | €957k | €1,08M | €1,17M | €907k |
| waarvan ≤ 1 jaar | €664k | €644k | €666k | €713k |
| waarvan > 1 jaar | €287k | €427k | €499k | €194k |
| Werkkapitaal | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Werknemers (VTE) | 3,7 | 4,2 | 4,2 | 3,6 |
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Quick ratio | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Werkkapitaalratio | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Solvabiliteit | 7,8% | 4,2% | 2,5% | 3,2% |
| Debt / equity | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Langetermijnschuldgraad | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Interest coverage | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Bruto rentabiliteit | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Netto rentabiliteit | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| ROA | 17,7% | 14,9% | 8,8% | 9,3% |
| ROE | 227,2% | 354,2% | 353,5% | 290,7% |
| EBITDA-marge | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Klantenkrediet (DSO) | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Leverancierskrediet (DPO) | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Voorraadrotatie | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
| Voorraaddagen (DSI) | n.v.t. | n.v.t. | n.v.t. | n.v.t. |
Volledige jaarrekening (24 posten)
| Post | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balans, Activa | |||||
| TOTAAL ACTIVA | 20/58 | €1,04M | €1,12M | €1,20M | €937k |
| Vaste activa | 21/28 | €634k | €785k | €1,03M | €685k |
| Immateriële vaste activa | 21 | €396k | €537k | €678k | €589k |
| Materiële vaste activa | 22/27 | €237k | €248k | €348k | €96k |
| Financiële vaste activa | 28 | €753 | €753 | €753 | €753 |
| Vlottende activa | 29/58 | €404k | €339k | €174k | €251k |
| Vorderingen op ten hoogste één jaar | 40/41 | €343k | €232k | €101k | €133k |
| Liquide middelen | 54/58 | €55k | €101k | €65k | €105k |
| Balans, Passiva | |||||
| TOTAAL PASSIVA | 10/49 | €1,04M | €1,12M | €1,20M | €937k |
| Eigen vermogen | 10/15 | €81k | €47k | €30k | €30k |
| Inbreng / kapitaal | 10/11 | €30k | €30k | €30k | €30k |
| Overgedragen winst (verlies) | 14 | €51k | €17k | - | - |
| Schulden | 17/49 | €957k | €1,08M | €1,17M | €907k |
| Schulden op meer dan één jaar | 17 | €287k | €427k | €499k | €194k |
| Schulden op ten hoogste één jaar | 42/48 | €664k | €644k | €666k | €713k |
| Handelsschulden op ten hoogste één jaar | 44 | €41k | €6k | €37k | €63k |
| Resultatenrekening | |||||
| Bruto bedrijfsmarge | 9900 | €726k | €724k | €635k | €518k |
| Bedrijfsresultaat | 9901 | €285k | €258k | €154k | €129k |
| Financiële opbrengsten | 75 | €1k | €1k | €17k | €6k |
| Financiële kosten | 65 | €31k | €21k | €20k | €5k |
| Resultaat vóór belasting | 9903 | €255k | €238k | €151k | €129k |
| Belastingen op het resultaat | 67/77 | €72k | €71k | €45k | €42k |
| Resultaat van het boekjaar | 9904 | €184k | €167k | €106k | €87k |
| Te bestemmen resultaat | 9905 | €184k | €167k | €106k | €87k |
Voormalige bestuurders (4)
-
HUBERMONT LysandreDirecteurStaatsblad-akte 24413153 (05-07-2024)Voormalig- → 05-07-2024
-
JADOT PatriciaDirecteurStaatsblad-akte 24413153 (05-07-2024)Voormalig- → 05-07-2024
-
MAGIN Jean-FrançoisDirecteurStaatsblad-akte 24413153 (05-07-2024)Voormalig- → 05-07-2024
-
MATHIEU Jean-YvesDirecteurStaatsblad-akte 24413153 (05-07-2024)Voormalig- → 05-07-2024
| NACE primair | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Rechtsvorm | BV(610) |
| Oprichtingsdatum | 08-12-2017 |
| Status | Actief |
| Postcode | 6800 |
Wij kennen 3 Staatsblad-aktes van dit bedrijf. Daarvan is er nog geen enkele gelezen: wat erin staat, is hier niet vastgesteld en ook niet weerlegd.
05-08-2024 Verrichting in kapitaal of aandelen
Technische details
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}05-07-2024 4 ontslagnemend, 4 herbenoemd
- JADOT Patricia, Directeur
- MAGIN Jean-François, Directeur
- MATHIEU Jean-Yves, Directeur
- HUBERMONT Lysandre, Directeur
- JADOT Patricia, Directeur
- MAGIN Jean-François, Directeur
- MATHIEU Jean-Yves, Directeur
- HUBERMONT Lysandre, Directeur
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}| Officiële naamFR | MJMH |